Time and money saving tips for modern, mobile moms

MANILA, Philippines — “Cheapskate,” you say. Who’s she? Never heard of. Try smart shopper or wise spender—rolls right off the tongue for moms.

Amid record-high rise in the price of goods, it will make a world of a difference for moms to make smarter choices in their budgeting and spending. And guess what, finances can now be organized in one place—the smartphone. Moms can access apps and online resources to be tech-savvy in financing and budgeting.

Grub for half the dime

New food joints are popping up everywhere these days and you’d like the whole fam to experience them. But don’t just go restaurant hopping or food crawling just yet. Remember that there are F&B apps out there to add to your artillery.

On your next visit to your favorite restaurant or fast-food, watch out for apps they’re partnered with—they’re usually plastered on their door or counter. If not that, then asking won’t hurt.

These apps usually offer price-slash, half-off and buy-one-take-one deals. They also offer great incentives for groups like families.

Where’s my notification squad?

If you’re on social media as a professed peso saver but not taking advantage of mobile alerts, then you’re doing it wrong, mom. Make the most of your time spent online by getting on top of sale, deal and special offer announcements as they come.

Just follow or like the pages of your favorite stores and set mobile notifications for each. This way, you don’t have to scroll endlessly just to catch those sale announcements.

Rally the forces

You know how moms got each other’s back? The same goes on the internet.

Citi credit cards offer so many time and money benefits for mobile mommies on the go. These include being able to pay conveniently, with zero-percent installment offers or enjoy now pay later options on certain products for specific promo periods. 

If you have any qualms about buying items in-store or online, then it doesn’t hurt to get advice from online communities. If you’ve been on social media long enough, chances are you’ve come across groups and communities who share a similar interest—these are good resources for where to get the best deals, discounts and insights on reputable online sellers.

Soon enough, your organic network will grow.

Paperless prompting

Take notes! Yes, this seems like antiquated advice, but a cliché is cliché for good reason. Except this time around, you do away with your pen and notepad and use your smartphone instead. You even get to help save the trees!

We’re all familiar with this time-tested tactic—taking down notes for later review helps you plan your spending, whether it’s school-related expenses, grocery or everything else. These days, note-taking apps allow you to pin with photos to your notes.

Browse on your app store for the top note-taking apps or refer to editor’s picks for reliable recommendations.

Keeping tabs on expenses

Sticking to your budget doesn’t have to be a mathematic nightmare. With today’s intuitive and personal expense tracking apps, managing your finances is a breeze.

These help you become more aware of your spending. You can connect your credit card and bank accounts so all your finances are sorted conveniently in one place, and on the palm of your hand.

With these, you can scan and take a snap of your receipts so you don’t have that messy, haphazard file. You can also set reminders when bills are due to avoid tardy payments

Need to concentrate? Delegate!

A mom’s busy schedule coupled with the horrendous metro traffic, makes going out for take-out or for a grocery run a major production

This is why food delivery services save you the hassle. The service and delivery fees may even come out cheaper than paying for gas or for the commute.  Add all the effort and mommy-time that was saved, and this trade-off is more than worth it.

Your finance jack-off-all-trades

Citi credit cards offer so many time and money benefits for mobile mommies on the go. These include being able to pay conveniently, with zero-percent installment offers or enjoy now pay later options on certain products for specific promo periods. 

Moms can even earn while spending with the Citi Cash Back Card where every swipe they make is equivalent to points. The Citi Cash Back Card offers 0.20-percent rebate for purchases on all categories. What’s more, it accelerates the cardholders benefits with 6-percent cash back on groceries and up to 2-percent on Meralco Bills. 

For all your online finance essentials, the Citi comes with its own convenient mobile app so you can bank anytime, anywhere. With the Citi Mobile App, you view your account details, pay your bills and transfer funds to other banks—all using your smartphone. You can also find the nearest Citi ATM or branch and register for Citi Mobile Token. Download now to gain access to these services in an instant. The app is available via iOS and Android.

To find out more on Citi’s cardholder perks, visit the website at www.citibank.com.ph or it on Facebook at https://web.facebook.com/CitibankPH.