Array
(
    [results] => Array
        (
            [0] => Array
                (
                    [ArticleID] => 2545829
                    [Title] => Going beyond: Why the future of MSME financing demands more than access
                    [Summary] => 
Every July, I think about the sari-sari store owner who grew into a neighborhood grocery, the home cook who built a food brand, and the entrepreneur who turned secondhand trucks into a construction and hardware enterprise.

                    [DatePublished] => 2026-08-17 10:17:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1809035
                    [AuthorName] => Samuel Cariño
                    [SectionName] => Lifestyle Features
                    [SectionUrl] => lifestyle-features
                    [URL] => https://media.philstar.com/photos/2026/07/30/samuel-carino-global-dominion-president-ceo_2026-07-30_13-50-05988_thumbnail.jpg
                )

            [1] => Array
                (
                    [ArticleID] => 2544378
                    [Title] => Before your first overseas paycheck: 7 financial moves every Filipino professional should make
                    [Summary] => 
Metrobank shares seven practical financial moves to help maximize every opportunity from Day 1.

                    [DatePublished] => 2026-08-11 13:50:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1805424
                    [AuthorName] => May Dedicatoria
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/07/24/metrobankinsti4q1873jpg_2026-07-24_14-59-13512_thumbnail.jpg
                )

            [2] => Array
                (
                    [ArticleID] => 2545345
                    [Title] => GCash brings 'Wais Tindera Caravan' to Cebu, empowering MSMEs with financial tools and responsible borrowing
                    [Summary] => 
Sari-sari store owners and vendors gathered at the Wais Tindera Caravan in Cebu. 

                    [DatePublished] => 2026-08-11 13:40:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => On the Radar
                    [SectionUrl] => on-the-radar
                    [URL] => https://media.philstar.com/photos/2026/07/28/1_2026-07-28_10-52-42706_thumbnail.jpg
                )

            [3] => Array
                (
                    [ArticleID] => 2542355
                    [Title] => The cost of leaving: What every future OFW carries before the flight
                    [Summary] => 
Debt, responsibility and the hopes of an entire family—the early financial obligations and decisions—are among the most critical in an OFW's journey.

                    [DatePublished] => 2026-07-22 15:45:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1805424
                    [AuthorName] => May Dedicatoria
                    [SectionName] => Health And Family
                    [SectionUrl] => health-and-family
                    [URL] => https://media.philstar.com/photos/2026/07/15/lead_2026-07-15_14-27-51127_thumbnail.jpg
                )

            [4] => Array
                (
                    [ArticleID] => 2541874
                    [Title] => Sun Life and Donny Pangilinan invite Filipinos to start small, start today
                    [Summary] => 
Donny Pangilinan is the face of Sun Life Philippines' ongoing Live Bright Now campaign.

                    [DatePublished] => 2026-07-14 10:55:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Health And Family
                    [SectionUrl] => health-and-family
                    [URL] => https://media.philstar.com/photos/2026/07/13/sun-life-donny-pangilinan-lead_2026-07-13_15-40-54534_thumbnail.jpg
                )

            [5] => Array
                (
                    [ArticleID] => 2531418
                    [Title] => 10 red flags of financial betrayal
                    [Summary] => 
Just like any form of infidelity, financial betrayal usually starts with a single, seemingly safe action, often with no initial intention of hurting a loved one. 

                    [DatePublished] => 2026-05-29 15:59:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/05/29/financial-betrayal_2026-05-29_15-59-57315_thumbnail.jpg
                )

            [6] => Array
                (
                    [ArticleID] => 2529315
                    [Title] => The invisible tax on trust: Why financial infidelity costs more than just money
                    [Summary] => 
May 15, 2026 was the International Day of Families. It may not be as popular as the previous Sunday’s Mother’s Day but it is likewise important and should remind us of the significant value of family, the basic unit of society. 

                    [DatePublished] => 2026-05-20 15:41:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/05/20/financial-infidelity_2026-05-20_15-39-03171_thumbnail.jpg
                )

            [7] => Array
                (
                    [ArticleID] => 2526089
                    [Title] => Rethinking employee loans: From relief to resilience
                    [Summary] => 
Last Monday, I guested on the show "ASPN (Ano Sa Palagay N’yo?)" to discuss Good Debt vs. Bad Debt.

                    [DatePublished] => 2026-05-06 14:58:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/05/06/employee-loan_2026-05-06_14-58-54346_thumbnail.jpg
                )

            [8] => Array
                (
                    [ArticleID] => 2493519
                    [Title] => Be a Grinch: PDIC shares tips to maximize Christmas bonuses
                    [Summary] => 
As employees receive their much-awaited Christmas bonuses, the Philippine Deposit Insurance Corp. listed down several tips on how to turn these bonuses into savings.

                    [DatePublished] => 2025-12-12 08:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1806731
                    [AuthorName] => Kristofer Purnell
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2025/12/11/christmas-bonus_2025-12-11_16-38-21533_thumbnail.jpg
                )

            [9] => Array
                (
                    [ArticleID] => 2456733
                    [Title] => Sharon Cuneta reveals why insurance is a top travel essential
                    [Summary] => 
Beyond the sunscreen, shades, snacks, and other travel must-haves, what truly counts as a travel essential? For Sharon Cuneta-Pangilinan, the answer goes beyond the luggage.

                    [DatePublished] => 2025-08-11 14:07:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1807666
                    [AuthorName] => Dolly Dy-Zulueta
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2025/08/11/sharon-c-ig-aug-2025_2025-08-11_14-32-06170_thumbnail.jpg
                )

        )

)

financial literacy

Array
(
    [results] => Array
        (
            [0] => Array
                (
                    [ArticleID] => 2545829
                    [Title] => Going beyond: Why the future of MSME financing demands more than access
                    [Summary] => 
Every July, I think about the sari-sari store owner who grew into a neighborhood grocery, the home cook who built a food brand, and the entrepreneur who turned secondhand trucks into a construction and hardware enterprise.

                    [DatePublished] => 2026-08-17 10:17:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1809035
                    [AuthorName] => Samuel Cariño
                    [SectionName] => Lifestyle Features
                    [SectionUrl] => lifestyle-features
                    [URL] => https://media.philstar.com/photos/2026/07/30/samuel-carino-global-dominion-president-ceo_2026-07-30_13-50-05988_thumbnail.jpg
                )

            [1] => Array
                (
                    [ArticleID] => 2544378
                    [Title] => Before your first overseas paycheck: 7 financial moves every Filipino professional should make
                    [Summary] => 
Metrobank shares seven practical financial moves to help maximize every opportunity from Day 1.

                    [DatePublished] => 2026-08-11 13:50:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1805424
                    [AuthorName] => May Dedicatoria
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/07/24/metrobankinsti4q1873jpg_2026-07-24_14-59-13512_thumbnail.jpg
                )

            [2] => Array
                (
                    [ArticleID] => 2545345
                    [Title] => GCash brings 'Wais Tindera Caravan' to Cebu, empowering MSMEs with financial tools and responsible borrowing
                    [Summary] => 
Sari-sari store owners and vendors gathered at the Wais Tindera Caravan in Cebu. 

                    [DatePublished] => 2026-08-11 13:40:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => On the Radar
                    [SectionUrl] => on-the-radar
                    [URL] => https://media.philstar.com/photos/2026/07/28/1_2026-07-28_10-52-42706_thumbnail.jpg
                )

            [3] => Array
                (
                    [ArticleID] => 2542355
                    [Title] => The cost of leaving: What every future OFW carries before the flight
                    [Summary] => 
Debt, responsibility and the hopes of an entire family—the early financial obligations and decisions—are among the most critical in an OFW's journey.

                    [DatePublished] => 2026-07-22 15:45:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1805424
                    [AuthorName] => May Dedicatoria
                    [SectionName] => Health And Family
                    [SectionUrl] => health-and-family
                    [URL] => https://media.philstar.com/photos/2026/07/15/lead_2026-07-15_14-27-51127_thumbnail.jpg
                )

            [4] => Array
                (
                    [ArticleID] => 2541874
                    [Title] => Sun Life and Donny Pangilinan invite Filipinos to start small, start today
                    [Summary] => 
Donny Pangilinan is the face of Sun Life Philippines' ongoing Live Bright Now campaign.

                    [DatePublished] => 2026-07-14 10:55:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Health And Family
                    [SectionUrl] => health-and-family
                    [URL] => https://media.philstar.com/photos/2026/07/13/sun-life-donny-pangilinan-lead_2026-07-13_15-40-54534_thumbnail.jpg
                )

            [5] => Array
                (
                    [ArticleID] => 2531418
                    [Title] => 10 red flags of financial betrayal
                    [Summary] => 
Just like any form of infidelity, financial betrayal usually starts with a single, seemingly safe action, often with no initial intention of hurting a loved one. 

                    [DatePublished] => 2026-05-29 15:59:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/05/29/financial-betrayal_2026-05-29_15-59-57315_thumbnail.jpg
                )

            [6] => Array
                (
                    [ArticleID] => 2529315
                    [Title] => The invisible tax on trust: Why financial infidelity costs more than just money
                    [Summary] => 
May 15, 2026 was the International Day of Families. It may not be as popular as the previous Sunday’s Mother’s Day but it is likewise important and should remind us of the significant value of family, the basic unit of society. 

                    [DatePublished] => 2026-05-20 15:41:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/05/20/financial-infidelity_2026-05-20_15-39-03171_thumbnail.jpg
                )

            [7] => Array
                (
                    [ArticleID] => 2526089
                    [Title] => Rethinking employee loans: From relief to resilience
                    [Summary] => 
Last Monday, I guested on the show "ASPN (Ano Sa Palagay N’yo?)" to discuss Good Debt vs. Bad Debt.

                    [DatePublished] => 2026-05-06 14:58:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/05/06/employee-loan_2026-05-06_14-58-54346_thumbnail.jpg
                )

            [8] => Array
                (
                    [ArticleID] => 2493519
                    [Title] => Be a Grinch: PDIC shares tips to maximize Christmas bonuses
                    [Summary] => 
As employees receive their much-awaited Christmas bonuses, the Philippine Deposit Insurance Corp. listed down several tips on how to turn these bonuses into savings.

                    [DatePublished] => 2025-12-12 08:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1806731
                    [AuthorName] => Kristofer Purnell
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2025/12/11/christmas-bonus_2025-12-11_16-38-21533_thumbnail.jpg
                )

            [9] => Array
                (
                    [ArticleID] => 2456733
                    [Title] => Sharon Cuneta reveals why insurance is a top travel essential
                    [Summary] => 
Beyond the sunscreen, shades, snacks, and other travel must-haves, what truly counts as a travel essential? For Sharon Cuneta-Pangilinan, the answer goes beyond the luggage.

                    [DatePublished] => 2025-08-11 14:07:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1807666
                    [AuthorName] => Dolly Dy-Zulueta
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2025/08/11/sharon-c-ig-aug-2025_2025-08-11_14-32-06170_thumbnail.jpg
                )

        )

)

abtest