Global Dominion net income rises 10% to P882 million

MANILA, Philippines — Global Dominion Financing Inc. booked a 10.4-percent increase in net income to P882 million in 2025 from P799 million a year earlier, supported by strong revenue growth and a continued expansion in its loan portfolio.

The financing company’s total revenues jumped by 36.5 percent to P5.12 billion from P3.75 billion, driven largely by P4.63 billion in interest income.

Operating expenses, however, grew at a faster pace of 46.6 percent to P3.93 billion from P2.68 billion as Global Dominion invested in branch expansion, digital infrastructure and workforce growth.

The company’s total assets jumped by 31.9 percent to a record P18.6 billion from P14.1 billion in 2024. Net loans to customers increased by 29.4 percent to P16.24 billion from P12.55 billion, reflecting sustained demand from entrepreneurs, small businesses and individual borrowers.

Total equity more than tripled to P4.27 billion from P1.25 billion, significantly strengthening the company’s capital base. Global Dominion reported a return on equity of 32 percent in 2025.

Samuel Cariño, who assumed the position of Global Dominion president and CEO in June, said the company intends to build on its 2025 performance by widening access to financing, particularly among small businesses underserved by traditional lenders.

“Our 2025 performance is proof that disciplined strategy and purposeful execution deliver results,” Cariño said.

“As we move into 2026, we are building on this foundation to expand our reach, deepen our digital capabilities and become the financing partner of choice for more Filipino SMEs, especially those who have long been underserved by traditional financial institutions,” he said.

Global Dominion served 28,985 borrowers nationwide last year and released P11.82 billion in loans, 19.2 percent higher than the P9.92 billion extended in 2024.

Business loans accounted for the largest share of releases at P5.43 billion, up by 34.1 percent year on year.

Personal loan releases surged by 70.7 percent to P5.22 billion, reflecting stronger demand from individual borrowers. Business and personal loans together accounted for about 90 percent of total loan releases.

Despite investing in digital channels, the financing company continues to maintain a sizable physical network. It had 196 branches nationwide as of April, with its branch strategy focused on strengthening its presence in provinces and communities outside major urban centers.

Cariño said the company would continue combining technology with its branch network to broaden access to credit.

“In 2026 and beyond, we will harness digital transformation as a strategic bridge to reach further, serve smarter and empower more,” he said.