Array
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    [results] => Array
        (
            [0] => Array
                (
                    [ArticleID] => 2540294
                    [Title] => List of banks, e-wallets that cut, waived InstaPay, PESONet transfer fees
                    [Summary] => 
(Updated) Digital transfer fees are falling as banks and e-wallets adjust to new BSP pricing rules.

                    [DatePublished] => 2026-07-09 09:09:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1807045
                    [AuthorName] => Ana Crescini
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/07/06/waived-transfer-fees-pesonet-instapay_2026-07-06_20-34-00235_thumbnail.jpg
                )

            [1] => Array
                (
                    [ArticleID] => 2540005
                    [Title] => GCash lowers transfer fee to P10
                    [Summary] => 
Fintech company GCash has lowered its transfer fee to P10 as of July 4.

                    [DatePublished] => 2026-07-05 10:40:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1807953
                    [AuthorName] => Ian Laqui
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2023/11/25/11_2023-11-25_18-17-00971_thumbnail.jpg
                )

            [2] => Array
                (
                    [ArticleID] => 2539586
                    [Title] => RCBC to offer free Instapay transfer starting July 4
                    [Summary] => 
InstaPay transfers will be free of charge on 2 RCBC digital banking apps starting July 4. 

                    [DatePublished] => 2026-07-03 16:38:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1808965
                    [AuthorName] => Renalyn Ramirez
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2026/07/03/rcbc-plaza_2026-07-03_16-37-22287_thumbnail.jpg
                )

            [3] => Array
                (
                    [ArticleID] => 2536340
                    [Title] => Digital payments pricing reset begins
                    [Summary] => 
Lower transfer fees could boost digital payments use, but banks may face pressure on transaction fee income.

                    [DatePublished] => 2026-06-19 11:33:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Stock Commentary
                    [SectionUrl] => stock-commentary
                    [URL] => https://media.philstar.com/photos/2026/01/12/ab-capitallead-4_2026-01-12_09-57-47834_thumbnail.jpg
                )

            [4] => Array
                (
                    [ArticleID] => 2536156
                    [Title] => Freeze on adjustments in InstaPay, PESONet  transfer fees lifted
                    [Summary] => 
The moratorium on fee increases for InstaPay and PESONet transactions has been lifted, allowing payment service providers to adjust charges under a new pricing framework for electronic fund transfers.

                    [DatePublished] => 2026-06-19 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1808134
                    [AuthorName] => Keisha Ta-Asan
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2026/06/18/32026-03-2818-52-29_2026-06-18_20-11-15226_thumbnail.jpg
                )

            [5] => Array
                (
                    [ArticleID] => 2517486
                    [Title] => PESONet, InstaPay transfers rise to P2.6 trillion
                    [Summary] => 
The value of electronic fund transfers coursed through PESONet and InstaPay climbed to P2.58 trillion in January, driven by sustained growth in digital payments adoption and higher transaction activity.

                    [DatePublished] => 2026-03-29 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1808134
                    [AuthorName] => Keisha Ta-Asan
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2026/03/28/3_2026-03-28_18-52-29508_thumbnail.jpg
                )

            [6] => Array
                (
                    [ArticleID] => 2505021
                    [Title] => Metrobank Instapay fee reduced to P8
                    [Summary] => 
Metropolitan Bank (Metrobank) has lowered its InstaPay transfer fee to P8 per transaction, effective Sunday, February 1.

                    [DatePublished] => 2026-02-01 17:25:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1807953
                    [AuthorName] => Ian Laqui
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2022/11/28/metrobank_2022-11-28_19-14-49543_thumbnail.jpg
                )

            [7] => Array
                (
                    [ArticleID] => 2502995
                    [Title] => Digital payments hit inflection point after 2025 surge
                    [Summary] => 
Digital payments scale rapidly, supporting consumption, SME activity, and fee-light, volume-driven financial models.

                    [DatePublished] => 2026-01-23 11:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Stock Commentary
                    [SectionUrl] => stock-commentary
                    [URL] => https://media.philstar.com/photos/2026/01/09/ab-capital-mockup-3cobranded_2026-01-09_10-08-1419_thumbnail.jpg
                )

            [8] => Array
                (
                    [ArticleID] => 2379814
                    [Title] => InstaPay, PESONet transactions rise 35%
                    [Summary] => The value of electronic fund transfers coursed through InstaPay and PESONet jumped by 35 percent to  P9.45 trillion in the first seven months from P7.02 trillion a year ago as Filipinos continued to use digital channels for their financial transactions.
                    [DatePublished] => 2024-08-23 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1808134
                    [AuthorName] => Keisha Ta-Asan
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2024/08/22/bsp_2024-08-22_20-16-49462_thumbnail.jpg
                )

            [9] => Array
                (
                    [ArticleID] => 2350673
                    [Title] => InstaPay, PESONet transactions hit P3.8 trillion in Q1
                    [Summary] => The value of online payments coursed through the automated clearing houses established by the Bangko Sentral ng Pilipinas (BSP) reached P3.81 trillion in the first three months of the year, as Filipinos continue to use digital channels for their financial transactions.
                    [DatePublished] => 2024-04-27 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1808134
                    [AuthorName] => Keisha Ta-Asan
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2024/04/26/17_2024-04-26_18-51-43343_thumbnail.jpg
                )

        )

)

Instapay

Array
(
    [results] => Array
        (
            [0] => Array
                (
                    [ArticleID] => 2540294
                    [Title] => List of banks, e-wallets that cut, waived InstaPay, PESONet transfer fees
                    [Summary] => 
(Updated) Digital transfer fees are falling as banks and e-wallets adjust to new BSP pricing rules.

                    [DatePublished] => 2026-07-09 09:09:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1807045
                    [AuthorName] => Ana Crescini
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/07/06/waived-transfer-fees-pesonet-instapay_2026-07-06_20-34-00235_thumbnail.jpg
                )

            [1] => Array
                (
                    [ArticleID] => 2540005
                    [Title] => GCash lowers transfer fee to P10
                    [Summary] => 
Fintech company GCash has lowered its transfer fee to P10 as of July 4.

                    [DatePublished] => 2026-07-05 10:40:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1807953
                    [AuthorName] => Ian Laqui
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2023/11/25/11_2023-11-25_18-17-00971_thumbnail.jpg
                )

            [2] => Array
                (
                    [ArticleID] => 2539586
                    [Title] => RCBC to offer free Instapay transfer starting July 4
                    [Summary] => 
InstaPay transfers will be free of charge on 2 RCBC digital banking apps starting July 4. 

                    [DatePublished] => 2026-07-03 16:38:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1808965
                    [AuthorName] => Renalyn Ramirez
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2026/07/03/rcbc-plaza_2026-07-03_16-37-22287_thumbnail.jpg
                )

            [3] => Array
                (
                    [ArticleID] => 2536340
                    [Title] => Digital payments pricing reset begins
                    [Summary] => 
Lower transfer fees could boost digital payments use, but banks may face pressure on transaction fee income.

                    [DatePublished] => 2026-06-19 11:33:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Stock Commentary
                    [SectionUrl] => stock-commentary
                    [URL] => https://media.philstar.com/photos/2026/01/12/ab-capitallead-4_2026-01-12_09-57-47834_thumbnail.jpg
                )

            [4] => Array
                (
                    [ArticleID] => 2536156
                    [Title] => Freeze on adjustments in InstaPay, PESONet  transfer fees lifted
                    [Summary] => 
The moratorium on fee increases for InstaPay and PESONet transactions has been lifted, allowing payment service providers to adjust charges under a new pricing framework for electronic fund transfers.

                    [DatePublished] => 2026-06-19 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1808134
                    [AuthorName] => Keisha Ta-Asan
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2026/06/18/32026-03-2818-52-29_2026-06-18_20-11-15226_thumbnail.jpg
                )

            [5] => Array
                (
                    [ArticleID] => 2517486
                    [Title] => PESONet, InstaPay transfers rise to P2.6 trillion
                    [Summary] => 
The value of electronic fund transfers coursed through PESONet and InstaPay climbed to P2.58 trillion in January, driven by sustained growth in digital payments adoption and higher transaction activity.

                    [DatePublished] => 2026-03-29 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1808134
                    [AuthorName] => Keisha Ta-Asan
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2026/03/28/3_2026-03-28_18-52-29508_thumbnail.jpg
                )

            [6] => Array
                (
                    [ArticleID] => 2505021
                    [Title] => Metrobank Instapay fee reduced to P8
                    [Summary] => 
Metropolitan Bank (Metrobank) has lowered its InstaPay transfer fee to P8 per transaction, effective Sunday, February 1.

                    [DatePublished] => 2026-02-01 17:25:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1807953
                    [AuthorName] => Ian Laqui
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2022/11/28/metrobank_2022-11-28_19-14-49543_thumbnail.jpg
                )

            [7] => Array
                (
                    [ArticleID] => 2502995
                    [Title] => Digital payments hit inflection point after 2025 surge
                    [Summary] => 
Digital payments scale rapidly, supporting consumption, SME activity, and fee-light, volume-driven financial models.

                    [DatePublished] => 2026-01-23 11:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Stock Commentary
                    [SectionUrl] => stock-commentary
                    [URL] => https://media.philstar.com/photos/2026/01/09/ab-capital-mockup-3cobranded_2026-01-09_10-08-1419_thumbnail.jpg
                )

            [8] => Array
                (
                    [ArticleID] => 2379814
                    [Title] => InstaPay, PESONet transactions rise 35%
                    [Summary] => The value of electronic fund transfers coursed through InstaPay and PESONet jumped by 35 percent to  P9.45 trillion in the first seven months from P7.02 trillion a year ago as Filipinos continued to use digital channels for their financial transactions.
                    [DatePublished] => 2024-08-23 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1808134
                    [AuthorName] => Keisha Ta-Asan
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2024/08/22/bsp_2024-08-22_20-16-49462_thumbnail.jpg
                )

            [9] => Array
                (
                    [ArticleID] => 2350673
                    [Title] => InstaPay, PESONet transactions hit P3.8 trillion in Q1
                    [Summary] => The value of online payments coursed through the automated clearing houses established by the Bangko Sentral ng Pilipinas (BSP) reached P3.81 trillion in the first three months of the year, as Filipinos continue to use digital channels for their financial transactions.
                    [DatePublished] => 2024-04-27 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1808134
                    [AuthorName] => Keisha Ta-Asan
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2024/04/26/17_2024-04-26_18-51-43343_thumbnail.jpg
                )

        )

)

abtest