+ Follow InstaPay Tag
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[Title] => Free transfers intensify deposit competition
[Summary] => Fee waivers may modestly cut bank earnings but could deepen customer activity, deposits and cross-selling opportunities.
[DatePublished] => 2026-07-20 15:45:00
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[ArticleID] => 2540294
[Title] => List of banks, e-wallets that cut, waived InstaPay, PESONet transfer fees
[Summary] => (2nd update) Digital transfer fees are falling as banks and e-wallets adjust to new BSP pricing rules.
[DatePublished] => 2026-07-10 08:59:00
[ColumnID] => 0
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[AuthorID] => 1807045
[AuthorName] => Ana Crescini
[SectionName] => The Budgetarian
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[URL] => https://media.philstar.com/photos/2026/07/06/waived-transfer-fees-pesonet-instapay_2026-07-06_20-34-00235_thumbnail.jpg
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[ArticleID] => 2540005
[Title] => GCash lowers transfer fee to P10
[Summary] => Fintech company GCash has lowered its transfer fee to P10 as of July 4.
[DatePublished] => 2026-07-05 10:40:00
[ColumnID] => 0
[Focus] => 1
[AuthorID] => 1807953
[AuthorName] => Ian Laqui
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[ArticleID] => 2539586
[Title] => RCBC to offer free Instapay transfer starting July 4
[Summary] => InstaPay transfers will be free of charge on 2 RCBC digital banking apps starting July 4.
[DatePublished] => 2026-07-03 16:38:00
[ColumnID] => 0
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[AuthorID] => 1808965
[AuthorName] => Renalyn Ramirez
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[Title] => Digital payments pricing reset begins
[Summary] => Lower transfer fees could boost digital payments use, but banks may face pressure on transaction fee income.
[DatePublished] => 2026-06-19 11:33:00
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[Title] => Freeze on adjustments in InstaPay, PESONet transfer fees lifted
[Summary] => The moratorium on fee increases for InstaPay and PESONet transactions has been lifted, allowing payment service providers to adjust charges under a new pricing framework for electronic fund transfers.
[DatePublished] => 2026-06-19 00:00:00
[ColumnID] => 0
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[AuthorID] => 1808134
[AuthorName] => Keisha Ta-Asan
[SectionName] => Business
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[ArticleID] => 2517486
[Title] => PESONet, InstaPay transfers rise to P2.6 trillion
[Summary] => The value of electronic fund transfers coursed through PESONet and InstaPay climbed to P2.58 trillion in January, driven by sustained growth in digital payments adoption and higher transaction activity.
[DatePublished] => 2026-03-29 00:00:00
[ColumnID] => 0
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[AuthorName] => Keisha Ta-Asan
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[ArticleID] => 2505021
[Title] => Metrobank Instapay fee reduced to P8
[Summary] => Metropolitan Bank (Metrobank) has lowered its InstaPay transfer fee to P8 per transaction, effective Sunday, February 1.
[DatePublished] => 2026-02-01 17:25:00
[ColumnID] => 0
[Focus] => 1
[AuthorID] => 1807953
[AuthorName] => Ian Laqui
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[Title] => Digital payments hit inflection point after 2025 surge
[Summary] => Digital payments scale rapidly, supporting consumption, SME activity, and fee-light, volume-driven financial models.
[DatePublished] => 2026-01-23 11:00:00
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[ArticleID] => 2379814
[Title] => InstaPay, PESONet transactions rise 35%
[Summary] => The value of electronic fund transfers coursed through InstaPay and PESONet jumped by 35 percent to P9.45 trillion in the first seven months from P7.02 trillion a year ago as Filipinos continued to use digital channels for their financial transactions.
[DatePublished] => 2024-08-23 00:00:00
[ColumnID] => 0
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[AuthorName] => Keisha Ta-Asan
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InstaPay
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[ArticleID] => 2543433
[Title] => Free transfers intensify deposit competition
[Summary] => Fee waivers may modestly cut bank earnings but could deepen customer activity, deposits and cross-selling opportunities.
[DatePublished] => 2026-07-20 15:45:00
[ColumnID] => 0
[Focus] => 1
[AuthorID] =>
[AuthorName] =>
[SectionName] => Stock Commentary
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[1] => Array
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[ArticleID] => 2540294
[Title] => List of banks, e-wallets that cut, waived InstaPay, PESONet transfer fees
[Summary] => (2nd update) Digital transfer fees are falling as banks and e-wallets adjust to new BSP pricing rules.
[DatePublished] => 2026-07-10 08:59:00
[ColumnID] => 0
[Focus] => 1
[AuthorID] => 1807045
[AuthorName] => Ana Crescini
[SectionName] => The Budgetarian
[SectionUrl] => the-budgetarian
[URL] => https://media.philstar.com/photos/2026/07/06/waived-transfer-fees-pesonet-instapay_2026-07-06_20-34-00235_thumbnail.jpg
)
[2] => Array
(
[ArticleID] => 2540005
[Title] => GCash lowers transfer fee to P10
[Summary] => Fintech company GCash has lowered its transfer fee to P10 as of July 4.
[DatePublished] => 2026-07-05 10:40:00
[ColumnID] => 0
[Focus] => 1
[AuthorID] => 1807953
[AuthorName] => Ian Laqui
[SectionName] => Business
[SectionUrl] => business
[URL] => https://media.philstar.com/photos/2023/11/25/11_2023-11-25_18-17-00971_thumbnail.jpg
)
[3] => Array
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[ArticleID] => 2539586
[Title] => RCBC to offer free Instapay transfer starting July 4
[Summary] => InstaPay transfers will be free of charge on 2 RCBC digital banking apps starting July 4.
[DatePublished] => 2026-07-03 16:38:00
[ColumnID] => 0
[Focus] => 1
[AuthorID] => 1808965
[AuthorName] => Renalyn Ramirez
[SectionName] => Business
[SectionUrl] => business
[URL] => https://media.philstar.com/photos/2026/07/03/rcbc-plaza_2026-07-03_16-37-22287_thumbnail.jpg
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[4] => Array
(
[ArticleID] => 2536340
[Title] => Digital payments pricing reset begins
[Summary] => Lower transfer fees could boost digital payments use, but banks may face pressure on transaction fee income.
[DatePublished] => 2026-06-19 11:33:00
[ColumnID] => 0
[Focus] => 1
[AuthorID] =>
[AuthorName] =>
[SectionName] => Stock Commentary
[SectionUrl] => stock-commentary
[URL] => https://media.philstar.com/photos/2026/01/12/ab-capitallead-4_2026-01-12_09-57-47834_thumbnail.jpg
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[5] => Array
(
[ArticleID] => 2536156
[Title] => Freeze on adjustments in InstaPay, PESONet transfer fees lifted
[Summary] => The moratorium on fee increases for InstaPay and PESONet transactions has been lifted, allowing payment service providers to adjust charges under a new pricing framework for electronic fund transfers.
[DatePublished] => 2026-06-19 00:00:00
[ColumnID] => 0
[Focus] => 1
[AuthorID] => 1808134
[AuthorName] => Keisha Ta-Asan
[SectionName] => Business
[SectionUrl] => business
[URL] => https://media.philstar.com/photos/2026/06/18/32026-03-2818-52-29_2026-06-18_20-11-15226_thumbnail.jpg
)
[6] => Array
(
[ArticleID] => 2517486
[Title] => PESONet, InstaPay transfers rise to P2.6 trillion
[Summary] => The value of electronic fund transfers coursed through PESONet and InstaPay climbed to P2.58 trillion in January, driven by sustained growth in digital payments adoption and higher transaction activity.
[DatePublished] => 2026-03-29 00:00:00
[ColumnID] => 0
[Focus] => 1
[AuthorID] => 1808134
[AuthorName] => Keisha Ta-Asan
[SectionName] => Business
[SectionUrl] => business
[URL] => https://media.philstar.com/photos/2026/03/28/3_2026-03-28_18-52-29508_thumbnail.jpg
)
[7] => Array
(
[ArticleID] => 2505021
[Title] => Metrobank Instapay fee reduced to P8
[Summary] => Metropolitan Bank (Metrobank) has lowered its InstaPay transfer fee to P8 per transaction, effective Sunday, February 1.
[DatePublished] => 2026-02-01 17:25:00
[ColumnID] => 0
[Focus] => 1
[AuthorID] => 1807953
[AuthorName] => Ian Laqui
[SectionName] => Business
[SectionUrl] => business
[URL] => https://media.philstar.com/photos/2022/11/28/metrobank_2022-11-28_19-14-49543_thumbnail.jpg
)
[8] => Array
(
[ArticleID] => 2502995
[Title] => Digital payments hit inflection point after 2025 surge
[Summary] => Digital payments scale rapidly, supporting consumption, SME activity, and fee-light, volume-driven financial models.
[DatePublished] => 2026-01-23 11:00:00
[ColumnID] => 0
[Focus] => 1
[AuthorID] =>
[AuthorName] =>
[SectionName] => Stock Commentary
[SectionUrl] => stock-commentary
[URL] => https://media.philstar.com/photos/2026/01/09/ab-capital-mockup-3cobranded_2026-01-09_10-08-1419_thumbnail.jpg
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[9] => Array
(
[ArticleID] => 2379814
[Title] => InstaPay, PESONet transactions rise 35%
[Summary] => The value of electronic fund transfers coursed through InstaPay and PESONet jumped by 35 percent to P9.45 trillion in the first seven months from P7.02 trillion a year ago as Filipinos continued to use digital channels for their financial transactions.
[DatePublished] => 2024-08-23 00:00:00
[ColumnID] => 0
[Focus] => 1
[AuthorID] => 1808134
[AuthorName] => Keisha Ta-Asan
[SectionName] => Business
[SectionUrl] => business
[URL] => https://media.philstar.com/photos/2024/08/22/bsp_2024-08-22_20-16-49462_thumbnail.jpg
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abtest
January 23, 2026 - 11:00am
