Array
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    [results] => Array
        (
            [0] => Array
                (
                    [ArticleID] => 2536156
                    [Title] => Freeze on adjustments in InstaPay, PESONet  transfer fees lifted
                    [Summary] => 
The moratorium on fee increases for InstaPay and PESONet transactions has been lifted, allowing payment service providers to adjust charges under a new pricing framework for electronic fund transfers.

                    [DatePublished] => 2026-06-19 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1808134
                    [AuthorName] => Keisha Ta-Asan
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2026/06/18/32026-03-2818-52-29_2026-06-18_20-11-15226_thumbnail.jpg
                )

            [1] => Array
                (
                    [ArticleID] => 2517486
                    [Title] => PESONet, InstaPay transfers rise to P2.6 trillion
                    [Summary] => 
The value of electronic fund transfers coursed through PESONet and InstaPay climbed to P2.58 trillion in January, driven by sustained growth in digital payments adoption and higher transaction activity.

                    [DatePublished] => 2026-03-29 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1808134
                    [AuthorName] => Keisha Ta-Asan
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2026/03/28/3_2026-03-28_18-52-29508_thumbnail.jpg
                )

            [2] => Array
                (
                    [ArticleID] => 2505021
                    [Title] => Metrobank Instapay fee reduced to P8
                    [Summary] => 
Metropolitan Bank (Metrobank) has lowered its InstaPay transfer fee to P8 per transaction, effective Sunday, February 1.

                    [DatePublished] => 2026-02-01 17:25:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1807953
                    [AuthorName] => Ian Laqui
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2022/11/28/metrobank_2022-11-28_19-14-49543_thumbnail.jpg
                )

            [3] => Array
                (
                    [ArticleID] => 2502995
                    [Title] => Digital payments hit inflection point after 2025 surge
                    [Summary] => 
Digital payments scale rapidly, supporting consumption, SME activity, and fee-light, volume-driven financial models.

                    [DatePublished] => 2026-01-23 11:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Stock Commentary
                    [SectionUrl] => stock-commentary
                    [URL] => https://media.philstar.com/photos/2026/01/09/ab-capital-mockup-3cobranded_2026-01-09_10-08-1419_thumbnail.jpg
                )

            [4] => Array
                (
                    [ArticleID] => 2379814
                    [Title] => InstaPay, PESONet transactions rise 35%
                    [Summary] => The value of electronic fund transfers coursed through InstaPay and PESONet jumped by 35 percent to  P9.45 trillion in the first seven months from P7.02 trillion a year ago as Filipinos continued to use digital channels for their financial transactions.
                    [DatePublished] => 2024-08-23 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1808134
                    [AuthorName] => Keisha Ta-Asan
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2024/08/22/bsp_2024-08-22_20-16-49462_thumbnail.jpg
                )

            [5] => Array
                (
                    [ArticleID] => 2350673
                    [Title] => InstaPay, PESONet transactions hit P3.8 trillion in Q1
                    [Summary] => The value of online payments coursed through the automated clearing houses established by the Bangko Sentral ng Pilipinas (BSP) reached P3.81 trillion in the first three months of the year, as Filipinos continue to use digital channels for their financial transactions.
                    [DatePublished] => 2024-04-27 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1808134
                    [AuthorName] => Keisha Ta-Asan
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2024/04/26/17_2024-04-26_18-51-43343_thumbnail.jpg
                )

            [6] => Array
                (
                    [ArticleID] => 2331164
                    [Title] => InstaPay money transfers swell to P5 trillion
                    [Summary] => Real-time fund transfers via InstaPay jumped by 45 percent to P5 trillion last year as volume surged by 56 percent to 838.56 million, BancNet said.
                    [DatePublished] => 2024-02-06 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1097197
                    [AuthorName] => Lawrence Agcaoili
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [7] => Array
                (
                    [ArticleID] => 2326513
                    [Title] => Landbank continues to waive transfer fees below P1,000
                    [Summary] => In an advisory, Landbank said it will continue to waive fees for fund transfers to other banks sent through InstaPay and PESONet as long as it is below P1,000.
                    [DatePublished] => 2024-01-17 19:18:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1807953
                    [AuthorName] => Ian Laqui
                    [SectionName] => Banking
                    [SectionUrl] => banking
                    [URL] => https://media.philstar.com/photos/2022/05/31/landbank_2022-05-31_19-04-47989_thumbnail.jpg
                )

            [8] => Array
                (
                    [ArticleID] => 2320732
                    [Title] => Send your aguinaldo for free! InstaPay fees waived on the new Metrobank app until June 2024
                    [Summary] => Metrobank waives InstaPay fees for transactions worth P1,000 and below until June 30, 2024. Here's how to complete your transaction
                    [DatePublished] => 2023-12-22 17:50:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Biz Memos
                    [SectionUrl] => biz-memos
                    [URL] => https://media.philstar.com/photos/2023/12/22/metrobank-instapay-2_2023-12-22_17-26-42857_thumbnail.jpg
                )

            [9] => Array
                (
                    [ArticleID] => 2320264
                    [Title] => BSP keeps InstaPay, PESONet fees steady
                    [Summary] => The Bangko Sentral ng Pilipinas is not allowing banks and financial institutions to raise fees on electronic fund transfers via InstaPay and PESONet until charges on small value transactions are lifted.
                    [DatePublished] => 2023-12-21 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1097197
                    [AuthorName] => Lawrence Agcaoili
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2023/12/20/42023-10-2319-33-01_2023-12-20_18-34-58576_thumbnail.jpg
                )

        )

)

InstaPay

Array
(
    [results] => Array
        (
            [0] => Array
                (
                    [ArticleID] => 2536156
                    [Title] => Freeze on adjustments in InstaPay, PESONet  transfer fees lifted
                    [Summary] => 
The moratorium on fee increases for InstaPay and PESONet transactions has been lifted, allowing payment service providers to adjust charges under a new pricing framework for electronic fund transfers.

                    [DatePublished] => 2026-06-19 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1808134
                    [AuthorName] => Keisha Ta-Asan
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2026/06/18/32026-03-2818-52-29_2026-06-18_20-11-15226_thumbnail.jpg
                )

            [1] => Array
                (
                    [ArticleID] => 2517486
                    [Title] => PESONet, InstaPay transfers rise to P2.6 trillion
                    [Summary] => 
The value of electronic fund transfers coursed through PESONet and InstaPay climbed to P2.58 trillion in January, driven by sustained growth in digital payments adoption and higher transaction activity.

                    [DatePublished] => 2026-03-29 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1808134
                    [AuthorName] => Keisha Ta-Asan
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2026/03/28/3_2026-03-28_18-52-29508_thumbnail.jpg
                )

            [2] => Array
                (
                    [ArticleID] => 2505021
                    [Title] => Metrobank Instapay fee reduced to P8
                    [Summary] => 
Metropolitan Bank (Metrobank) has lowered its InstaPay transfer fee to P8 per transaction, effective Sunday, February 1.

                    [DatePublished] => 2026-02-01 17:25:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1807953
                    [AuthorName] => Ian Laqui
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2022/11/28/metrobank_2022-11-28_19-14-49543_thumbnail.jpg
                )

            [3] => Array
                (
                    [ArticleID] => 2502995
                    [Title] => Digital payments hit inflection point after 2025 surge
                    [Summary] => 
Digital payments scale rapidly, supporting consumption, SME activity, and fee-light, volume-driven financial models.

                    [DatePublished] => 2026-01-23 11:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Stock Commentary
                    [SectionUrl] => stock-commentary
                    [URL] => https://media.philstar.com/photos/2026/01/09/ab-capital-mockup-3cobranded_2026-01-09_10-08-1419_thumbnail.jpg
                )

            [4] => Array
                (
                    [ArticleID] => 2379814
                    [Title] => InstaPay, PESONet transactions rise 35%
                    [Summary] => The value of electronic fund transfers coursed through InstaPay and PESONet jumped by 35 percent to  P9.45 trillion in the first seven months from P7.02 trillion a year ago as Filipinos continued to use digital channels for their financial transactions.
                    [DatePublished] => 2024-08-23 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1808134
                    [AuthorName] => Keisha Ta-Asan
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2024/08/22/bsp_2024-08-22_20-16-49462_thumbnail.jpg
                )

            [5] => Array
                (
                    [ArticleID] => 2350673
                    [Title] => InstaPay, PESONet transactions hit P3.8 trillion in Q1
                    [Summary] => The value of online payments coursed through the automated clearing houses established by the Bangko Sentral ng Pilipinas (BSP) reached P3.81 trillion in the first three months of the year, as Filipinos continue to use digital channels for their financial transactions.
                    [DatePublished] => 2024-04-27 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1808134
                    [AuthorName] => Keisha Ta-Asan
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2024/04/26/17_2024-04-26_18-51-43343_thumbnail.jpg
                )

            [6] => Array
                (
                    [ArticleID] => 2331164
                    [Title] => InstaPay money transfers swell to P5 trillion
                    [Summary] => Real-time fund transfers via InstaPay jumped by 45 percent to P5 trillion last year as volume surged by 56 percent to 838.56 million, BancNet said.
                    [DatePublished] => 2024-02-06 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1097197
                    [AuthorName] => Lawrence Agcaoili
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [7] => Array
                (
                    [ArticleID] => 2326513
                    [Title] => Landbank continues to waive transfer fees below P1,000
                    [Summary] => In an advisory, Landbank said it will continue to waive fees for fund transfers to other banks sent through InstaPay and PESONet as long as it is below P1,000.
                    [DatePublished] => 2024-01-17 19:18:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1807953
                    [AuthorName] => Ian Laqui
                    [SectionName] => Banking
                    [SectionUrl] => banking
                    [URL] => https://media.philstar.com/photos/2022/05/31/landbank_2022-05-31_19-04-47989_thumbnail.jpg
                )

            [8] => Array
                (
                    [ArticleID] => 2320732
                    [Title] => Send your aguinaldo for free! InstaPay fees waived on the new Metrobank app until June 2024
                    [Summary] => Metrobank waives InstaPay fees for transactions worth P1,000 and below until June 30, 2024. Here's how to complete your transaction
                    [DatePublished] => 2023-12-22 17:50:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Biz Memos
                    [SectionUrl] => biz-memos
                    [URL] => https://media.philstar.com/photos/2023/12/22/metrobank-instapay-2_2023-12-22_17-26-42857_thumbnail.jpg
                )

            [9] => Array
                (
                    [ArticleID] => 2320264
                    [Title] => BSP keeps InstaPay, PESONet fees steady
                    [Summary] => The Bangko Sentral ng Pilipinas is not allowing banks and financial institutions to raise fees on electronic fund transfers via InstaPay and PESONet until charges on small value transactions are lifted.
                    [DatePublished] => 2023-12-21 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1097197
                    [AuthorName] => Lawrence Agcaoili
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2023/12/20/42023-10-2319-33-01_2023-12-20_18-34-58576_thumbnail.jpg
                )

        )

)

abtest