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                    [ArticleID] => 2558364
                    [Title] => Consumer credit drives provisioning, not systemic stress
                    [Summary] => 
Rapid consumer credit growth is lifting provisions, but asset quality pressure remains concentrated rather than system-wide.

                    [DatePublished] => 2026-09-21 10:35:00
                    [ColumnID] => 0
                    [Focus] => 1
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                    [SectionName] => Stock Commentary
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                    [ArticleID] => 2555086
                    [Title] => Plan B: The Sandwich Generation's safety net
                    [Summary] => 
Raising children. Caring for aging parents. Planning for your own future.

                    [DatePublished] => 2026-09-09 15:07:00
                    [ColumnID] => 0
                    [Focus] => 1
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                    [AuthorName] => 
                    [SectionName] => The Budgetarian
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                    [ArticleID] => 2554897
                    [Title] => ‘GCash IPO may fetch P7.50-P8.50 a share’
                    [Summary] => 
Mynt Inc., the parent company of e-wallet giant GCash, is expected to settle on a slightly lower offer price for its upcoming initial public offering (IPO), which is still expected to be the largest in the country’s history.

                    [DatePublished] => 2026-09-09 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1805259
                    [AuthorName] => Richmond Mercurio
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2026/09/08/gcash_2026-09-08_19-33-55453_thumbnail.jpg
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                    [ArticleID] => 2551709
                    [Title] => Bank error, bank loss: Supreme Court rules banks can't reclaim funds due to own negligence
                    [Summary] => 
Supreme Court rejects bank's claim against depositor who withdrew funds made available early.

                    [DatePublished] => 2026-08-25 17:19:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1807953
                    [AuthorName] => Ian Laqui
                    [SectionName] => Headlines
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            [4] => Array
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                    [ArticleID] => 2551693
                    [Title] => Fee waivers deepen digital engagement
                    [Summary] => 
Free transfers are driving smaller, more frequent digital payments, benefiting Mynt engagement but pressuring bank fees.

                    [DatePublished] => 2026-08-24 10:02:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Stock Commentary
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                    [URL] => https://media.philstar.com/photos/2026/01/12/ab-capitallead-4_2026-01-12_09-57-47834_thumbnail.jpg
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                    [ArticleID] => 2549238
                    [Title] => BDO strengthens anti-scam advocacy for senior citizens
                    [Summary] => 
As financial scams become increasingly sophisticated, BDO Unibank continues to strengthen its fraud awareness efforts to help protect vulnerable sectors, particularly senior citizens, from emerging threats.

                    [DatePublished] => 2026-08-17 09:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Banking
                    [SectionUrl] => banking
                    [URL] => https://media.philstar.com/photos/2026/08/14/main_2026-08-14_09-45-16255_thumbnail.jpg
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                    [ArticleID] => 2547189
                    [Title] => 50 years of finding ways to make your dreams possible: BDO celebrates golden anniversary with thanksgiving raffle
                    [Summary] => 
Over five decades, BDO has grown alongside generations of Filipinos.

                    [DatePublished] => 2026-08-13 13:38:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => On the Radar
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                    [URL] => https://media.philstar.com/photos/2026/08/05/untitled-design_2026-08-05_15-51-16272_thumbnail.jpg
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                    [ArticleID] => 2545397
                    [Title] => BDO raises P132 billion from sustainability bonds
                    [Summary] => 
BDO Unibank Inc. raised P132 billion from its sixth peso-denominated ASEAN Sustainability Bonds issuance, exceeding its original target by more than 26 times as investors continued to show strong appetite for sustainable debt instruments.

                    [DatePublished] => 2026-07-29 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1808134
                    [AuthorName] => Keisha Ta-Asan
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2026/07/28/5_2026-07-28_18-50-36528_thumbnail.jpg
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                    [ArticleID] => 2545135
                    [Title] => BDO earns P40.7 billion in 6 months
                    [Summary] => 
BDO Unibank Inc. saw its first-half earnings edge higher to P40.7 billion as double-digit loan growth and stronger core revenues offset higher provisions set aside for emerging credit risks.

                    [DatePublished] => 2026-07-28 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1808134
                    [AuthorName] => Keisha Ta-Asan
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2026/07/27/11_2026-07-27_18-57-48616_thumbnail.jpg
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                    [Title] => Fiscal execution stays broadly on track
                    [Summary] => 
The deficit remains on program, but weaker direct spending limits the near-term growth boost.

                    [DatePublished] => 2026-07-24 10:39:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Stock Commentary
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BDO

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                    [ArticleID] => 2558364
                    [Title] => Consumer credit drives provisioning, not systemic stress
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Rapid consumer credit growth is lifting provisions, but asset quality pressure remains concentrated rather than system-wide.

                    [DatePublished] => 2026-09-21 10:35:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Stock Commentary
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                    [ArticleID] => 2555086
                    [Title] => Plan B: The Sandwich Generation's safety net
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Raising children. Caring for aging parents. Planning for your own future.

                    [DatePublished] => 2026-09-09 15:07:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => The Budgetarian
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                    [ArticleID] => 2554897
                    [Title] => ‘GCash IPO may fetch P7.50-P8.50 a share’
                    [Summary] => 
Mynt Inc., the parent company of e-wallet giant GCash, is expected to settle on a slightly lower offer price for its upcoming initial public offering (IPO), which is still expected to be the largest in the country’s history.

                    [DatePublished] => 2026-09-09 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1805259
                    [AuthorName] => Richmond Mercurio
                    [SectionName] => Business
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                    [ArticleID] => 2551709
                    [Title] => Bank error, bank loss: Supreme Court rules banks can't reclaim funds due to own negligence
                    [Summary] => 
Supreme Court rejects bank's claim against depositor who withdrew funds made available early.

                    [DatePublished] => 2026-08-25 17:19:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1807953
                    [AuthorName] => Ian Laqui
                    [SectionName] => Headlines
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                    [ArticleID] => 2551693
                    [Title] => Fee waivers deepen digital engagement
                    [Summary] => 
Free transfers are driving smaller, more frequent digital payments, benefiting Mynt engagement but pressuring bank fees.

                    [DatePublished] => 2026-08-24 10:02:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Stock Commentary
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                    [ArticleID] => 2549238
                    [Title] => BDO strengthens anti-scam advocacy for senior citizens
                    [Summary] => 
As financial scams become increasingly sophisticated, BDO Unibank continues to strengthen its fraud awareness efforts to help protect vulnerable sectors, particularly senior citizens, from emerging threats.

                    [DatePublished] => 2026-08-17 09:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Banking
                    [SectionUrl] => banking
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                    [ArticleID] => 2547189
                    [Title] => 50 years of finding ways to make your dreams possible: BDO celebrates golden anniversary with thanksgiving raffle
                    [Summary] => 
Over five decades, BDO has grown alongside generations of Filipinos.

                    [DatePublished] => 2026-08-13 13:38:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => On the Radar
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                    [URL] => https://media.philstar.com/photos/2026/08/05/untitled-design_2026-08-05_15-51-16272_thumbnail.jpg
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                    [ArticleID] => 2545397
                    [Title] => BDO raises P132 billion from sustainability bonds
                    [Summary] => 
BDO Unibank Inc. raised P132 billion from its sixth peso-denominated ASEAN Sustainability Bonds issuance, exceeding its original target by more than 26 times as investors continued to show strong appetite for sustainable debt instruments.

                    [DatePublished] => 2026-07-29 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1808134
                    [AuthorName] => Keisha Ta-Asan
                    [SectionName] => Business
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                    [URL] => https://media.philstar.com/photos/2026/07/28/5_2026-07-28_18-50-36528_thumbnail.jpg
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            [8] => Array
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                    [ArticleID] => 2545135
                    [Title] => BDO earns P40.7 billion in 6 months
                    [Summary] => 
BDO Unibank Inc. saw its first-half earnings edge higher to P40.7 billion as double-digit loan growth and stronger core revenues offset higher provisions set aside for emerging credit risks.

                    [DatePublished] => 2026-07-28 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1808134
                    [AuthorName] => Keisha Ta-Asan
                    [SectionName] => Business
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                    [Title] => Fiscal execution stays broadly on track
                    [Summary] => 
The deficit remains on program, but weaker direct spending limits the near-term growth boost.

                    [DatePublished] => 2026-07-24 10:39:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Stock Commentary
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abtest