PhilLife unveils new wealth solution

MANILA, Philippines —  Philippine Life Financial Assurance Corp. (PhilLife), a member of the Philippines First Insurance Group, has rolled out PhilLife Certi5, its latest wealth-building solution that addresses a growing demand for a financial “middle ground” – investment vehicles that shield original capital while delivering predictable, guaranteed returns.

“We understand that modern Filipino investors face a unique challenge today, where they must balance the need for capital growth with the necessity of capital preservation,” Jaeger Tanco, PhilLife president and CEO, said.

“With PhilLife Certi5, we are removing the guesswork from investing by providing a steady, reliable financial anchor that allows clients to look forward to the future with absolute certainty,” Tanco said.

Tailored specifically for individuals seeking zero-volatility alternatives to traditional savings, the single-pay instrument requires a minimum one-time placement of P100,000. It guarantees non-taxable annual payouts equivalent to five percent of the invested amount, starting from the end of the second year until maturity. Over its 10-year term, the plan yields total guaranteed returns of 45 percent, while ensuring that 100 percent of the original principal capital is returned intact upon maturity. Built for efficiency, the application process requires no medical examinations or health paperwork.

As economic volatility continues to reshape domestic asset allocation, guaranteed-yield financial vehicles are evolving from niche defensive tools into core foundational assets for modern Filipino wealth management portfolios, Tanco said.

As a member of the PFI Group, PhilLife continues to build on its legacy of providing innovative financial solutions that help Filipinos protect, grow, and manage their wealth. Backed by the strength and expertise of one of the country’s established financial services groups, PhilLife remains committed to delivering products that address the evolving needs of today’s investors.