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                    [ArticleID] => 2239112
                    [Title] => Miuntol nga cheke
                    [Summary] => Ang akong amiga nangutang nako og P100,000.00. Misugot ko kay ipuhunan daw sa  negosyo sa akong amiga.
                    [DatePublished] => 2023-01-21 00:00:00
                    [ColumnID] => 134615
                    [Focus] => 1
                    [AuthorID] => 1146974
                    [AuthorName] => Atty. Divine Flores
                    [SectionName] => Banat Opinyon
                    [SectionUrl] => opinyon
                    [URL] => 
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                    [ArticleID] => 649173
                    [Title] => Can I be put behind bars (Second of 2 parts)
                    [Summary] => 
As what I have shared in last week’s column, I receive this email last December 23, 2010 from a reader who is asking for my personal advice.
                    [DatePublished] => 2011-01-19 00:00:00
                    [ColumnID] => 133814
                    [Focus] => 0
                    [AuthorID] => 1288710
                    [AuthorName] => Ed F. Limtingco
                    [SectionName] => Freeman Cebu Business
                    [SectionUrl] => cebu-business
                    [URL] => 
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                    [Title] => Written stipulation	
                    [Summary] => 






No  interest  shall be due unless it is stipulated in writing (Article 1956 Civil Code).  This  is  the  law  that  the  spouses Greg and Tessie tried to use in their case.


                    [DatePublished] => 2007-01-31 00:00:00
                    [ColumnID] => 133340
                    [Focus] => 0
                    [AuthorID] => 1804883
                    [AuthorName] => Jose C. Sison
                    [SectionName] => Opinion
                    [SectionUrl] => opinion
                    [URL] => 
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                    [ArticleID] => 353488
                    [Title] => Junked
                    [Summary] => Going to the junkyard together with the latest impeachment complaint are well established legal principles that continue to fall by the wayside in the wake of highly partisan political moves brazenly adopted to silence the "noisy" opposition and to achieve within the shortest possible time some desired goals or planned results.


                    [DatePublished] => 2006-08-18 00:00:00
                    [ColumnID] => 133340
                    [Focus] => 0
                    [AuthorID] => 1804883
                    [AuthorName] => Jose C. Sison
                    [SectionName] => Opinion
                    [SectionUrl] => opinion
                    [URL] => 
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                    [Title] => Intertwined
                    [Summary] => In an action against the sureties based on a surety agreement, can the complaint be filed in a venue other than that stipulated in the principal loan agreement as embodied in the promissory note? This is the issue in this case of a commercial bank (PBC).


                    [DatePublished] => 2006-05-24 00:00:00
                    [ColumnID] => 133340
                    [Focus] => 0
                    [AuthorID] => 1804883
                    [AuthorName] => Jose C. Sison
                    [SectionName] => Opinion
                    [SectionUrl] => opinion
                    [URL] => 
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                    [ArticleID] => 304514
                    [Title] => A real 8th Grade test from 1895
                    [Summary] => Remember how our grandparents said they only had up to 8th Grade education from the Americans before the War? Yet they always seemed a lot smarter than us when we were in high school or college. Know why?


                    [DatePublished] => 2005-10-31 00:00:00
                    [ColumnID] => 134276
                    [Focus] => 0
                    [AuthorID] => 1805283
                    [AuthorName] => Jarius Bondoc
                    [SectionName] => Opinion
                    [SectionUrl] => opinion
                    [URL] => 
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                    [ArticleID] => 103858
                    [Title] => Extinguishing an obligation with another obligation - A Law Each Day(Keeps Trouble Away)
                    [Summary] => 

This is another case of a loan and the rate of interest that may be legally
imposed and charged. It is the case of the couple Romy and Tessie who borrowed
money from a financing company to partially finance the purchase of a house and
lot from a subdivision developer.

As evidence of the loan they executed a "Promissory Note (PN) with Assignment
of Credit" on Dec.
                    [DatePublished] => 2000-02-03 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 1804883
                    [AuthorName] => Jose C. Sison
                    [SectionName] => Opinion
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promissory note

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                    [Title] => Miuntol nga cheke
                    [Summary] => Ang akong amiga nangutang nako og P100,000.00. Misugot ko kay ipuhunan daw sa  negosyo sa akong amiga.
                    [DatePublished] => 2023-01-21 00:00:00
                    [ColumnID] => 134615
                    [Focus] => 1
                    [AuthorID] => 1146974
                    [AuthorName] => Atty. Divine Flores
                    [SectionName] => Banat Opinyon
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                    [ArticleID] => 649173
                    [Title] => Can I be put behind bars (Second of 2 parts)
                    [Summary] => 
As what I have shared in last week’s column, I receive this email last December 23, 2010 from a reader who is asking for my personal advice.
                    [DatePublished] => 2011-01-19 00:00:00
                    [ColumnID] => 133814
                    [Focus] => 0
                    [AuthorID] => 1288710
                    [AuthorName] => Ed F. Limtingco
                    [SectionName] => Freeman Cebu Business
                    [SectionUrl] => cebu-business
                    [URL] => 
                )

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                    [ArticleID] => 382638
                    [Title] => Written stipulation	
                    [Summary] => 






No  interest  shall be due unless it is stipulated in writing (Article 1956 Civil Code).  This  is  the  law  that  the  spouses Greg and Tessie tried to use in their case.


                    [DatePublished] => 2007-01-31 00:00:00
                    [ColumnID] => 133340
                    [Focus] => 0
                    [AuthorID] => 1804883
                    [AuthorName] => Jose C. Sison
                    [SectionName] => Opinion
                    [SectionUrl] => opinion
                    [URL] => 
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                    [Title] => Junked
                    [Summary] => Going to the junkyard together with the latest impeachment complaint are well established legal principles that continue to fall by the wayside in the wake of highly partisan political moves brazenly adopted to silence the "noisy" opposition and to achieve within the shortest possible time some desired goals or planned results.


                    [DatePublished] => 2006-08-18 00:00:00
                    [ColumnID] => 133340
                    [Focus] => 0
                    [AuthorID] => 1804883
                    [AuthorName] => Jose C. Sison
                    [SectionName] => Opinion
                    [SectionUrl] => opinion
                    [URL] => 
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                    [ArticleID] => 338320
                    [Title] => Intertwined
                    [Summary] => In an action against the sureties based on a surety agreement, can the complaint be filed in a venue other than that stipulated in the principal loan agreement as embodied in the promissory note? This is the issue in this case of a commercial bank (PBC).


                    [DatePublished] => 2006-05-24 00:00:00
                    [ColumnID] => 133340
                    [Focus] => 0
                    [AuthorID] => 1804883
                    [AuthorName] => Jose C. Sison
                    [SectionName] => Opinion
                    [SectionUrl] => opinion
                    [URL] => 
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                    [ArticleID] => 304514
                    [Title] => A real 8th Grade test from 1895
                    [Summary] => Remember how our grandparents said they only had up to 8th Grade education from the Americans before the War? Yet they always seemed a lot smarter than us when we were in high school or college. Know why?


                    [DatePublished] => 2005-10-31 00:00:00
                    [ColumnID] => 134276
                    [Focus] => 0
                    [AuthorID] => 1805283
                    [AuthorName] => Jarius Bondoc
                    [SectionName] => Opinion
                    [SectionUrl] => opinion
                    [URL] => 
                )

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                (
                    [ArticleID] => 103858
                    [Title] => Extinguishing an obligation with another obligation - A Law Each Day(Keeps Trouble Away)
                    [Summary] => 

This is another case of a loan and the rate of interest that may be legally
imposed and charged. It is the case of the couple Romy and Tessie who borrowed
money from a financing company to partially finance the purchase of a house and
lot from a subdivision developer.

As evidence of the loan they executed a "Promissory Note (PN) with Assignment
of Credit" on Dec.
                    [DatePublished] => 2000-02-03 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 1804883
                    [AuthorName] => Jose C. Sison
                    [SectionName] => Opinion
                    [SectionUrl] => opinion
                    [URL] => 
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abtest

Miuntol nga cheke

By Atty. Divine Flores | January 21, 2023 - 12:00am

Ang akong amiga nangutang nako og P100,000.00. Misugot ko kay ipuhunan daw sa  negosyo sa akong amiga.

Banat Opinyon

Can I be put behind bars (Second of 2 parts)

By Ed F. Limtingco | January 19, 2011 - 12:00am

As what I have shared in last week’s column, I receive this email last December 23, 2010 from a reader who is asking for my personal advice.

Freeman Cebu Business

Written stipulation

By A LAW EACH DAY (KEEPS TROUBLE AWAY) | By Jose C. Sison | January 31, 2007 - 12:00am

No interest shall be due unless it is stipulated in writing (Article 1956 Civil Code). This is the law that the spouses Greg and Tessie tried to use in their case.

Opinion

Junked

By A LAW EACH DAY (KEEPS TROUBLE AWAY) | By Jose C. Sison | August 18, 2006 - 12:00am

Going to the junkyard together with the latest impeachment complaint are well established legal principles that continue to fall by the wayside in the wake of highly partisan political moves brazenly adopted to silence...

Opinion

Intertwined

By A LAW EACH DAY (KEEPS TROUBLE AWAY) | By Jose C. Sison | May 24, 2006 - 12:00am

In an action against the sureties based on a surety agreement, can the complaint be filed in a venue other than that stipulated in the principal loan agreement as embodied in the promissory note? This is the issue...

Opinion

A real 8th Grade test from 1895

By GOTCHA | By Jarius Bondoc | October 31, 2005 - 12:00am

Remember how our grandparents said they only had up to 8th Grade education from the Americans before the War? Yet they always seemed a lot smarter than us when we were in high school or college. Know why?

Opinion

Extinguishing an obligation with another obligation - A Law Each Day(Keeps Trouble Away)

By Jose C. Sison | February 3, 2000 - 12:00am

This is another case of a loan and the rate of interest that may be legally imposed and charged. It is the case of the couple Romy and Tessie who borrowed money from a financing company to partially finance the...

Opinion