Array
(
    [results] => Array
        (
            [0] => Array
                (
                    [ArticleID] => 2477968
                    [Title] => Supreme Court nullifies foreclosure, rules bank interest unfair
                    [Summary] => 
In a nine-page decision promulgated on March 3, 2025, penned by Associate Justice Ricardo Rosario, the high court’s Special Third Division granted the motion for reconsideration filed by Editha Ang and Violeta Fernandez over their properties had been foreclosed by United Coconut Planters Bank (UCPB) after they defaulted on a P16 million loan.

                    [DatePublished] => 2025-10-06 16:25:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1807953
                    [AuthorName] => Ian Laqui
                    [SectionName] => Headlines
                    [SectionUrl] => headlines
                    [URL] => https://media.philstar.com/photos/2022/11/28/justice-buildings-52022-08-0921-47-11_2022-11-28_17-04-27_thumbnail.jpg
                )

            [1] => Array
                (
                    [ArticleID] => 2177202
                    [Title] => Protect your assets from foreclosure
                    [Summary] => Many businesses have been forced to reduce operations or worse, shutdown due to the COVID-19 pandemic.
                    [DatePublished] => 2022-04-28 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [2] => Array
                (
                    [ArticleID] => 1291022
                    [Title] => A financial mess to untangle
                    [Summary] => 
I have observed that everyday without fail in the last several months, the classified ads section of each of the city's three daily newspapers carried notices of extra-judicial foreclosure of real estate mortgages. There were instances when all of such publications published a total of more than ten advertisements of public auction sale in one day.

                    [DatePublished] => 2014-02-16 00:00:00
                    [ColumnID] => 135054
                    [Focus] => 0
                    [AuthorID] => 1096513
                    [AuthorName] => Aven Piramide
                    [SectionName] => Freeman Opinion
                    [SectionUrl] => opinion
                    [URL] => 
                )

            [3] => Array
                (
                    [ArticleID] => 900700
                    [Title] => Fewer US homes repossessed by banks in 2012
                    [Summary] => 
Lenders took possession of fewer US homes in 2012 than a year earlier, as the pace of new homes entering the path to foreclosure slowed and banks increasingly opted to allow troubled borrowers to sell their homes for less than what they owed on their mortgage.

                    [DatePublished] => 2013-01-25 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Real Estate
                    [SectionUrl] => real-estate
                    [URL] => 
                )

            [4] => Array
                (
                    [ArticleID] => 727110
                    [Title] => US mortgage default warnings surged in August
                    [Summary] => 
 Banks have stepped up their actions against homeowners who have fallen behind on their mortgage payments, setting the stage for a fresh wave of foreclosures.
                    [DatePublished] => 2011-09-15 08:19:05
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => 
                    [SectionUrl] => 
                    [URL] => 
                )

            [5] => Array
                (
                    [ArticleID] => 724282
                    [Title] => Premature
                    [Summary] => 
Foreclosure of mortgage is valid only when the debtor is in default in the payment of the obligation.
                    [DatePublished] => 2011-09-07 00:00:00
                    [ColumnID] => 133340
                    [Focus] => 0
                    [AuthorID] => 1804883
                    [AuthorName] => Jose C. Sison
                    [SectionName] => Opinion
                    [SectionUrl] => opinion
                    [URL] => 
                )

            [6] => Array
                (
                    [ArticleID] => 646607
                    [Title] => Dow tumbles on weak jobs report
                    [Summary] => 
A disappointing jobs report dragged stocks lower Friday. Banks took a hit after a Massachusetts court upheld a ruling in a foreclosure case against US Bancorp and Wells Fargo & Co. that could lead to more trouble for lenders.
                    [DatePublished] => 2011-01-11 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [7] => Array
                (
                    [ArticleID] => 580226
                    [Title] => Ministerial
                    [Summary] => 
Can a writ of possession of a mortgaged property that has been foreclosed be denied because of questions on the validity of the mortgage or its foreclosure and sale?
                    [DatePublished] => 2010-06-02 00:00:00
                    [ColumnID] => 133340
                    [Focus] => 0
                    [AuthorID] => 1804883
                    [AuthorName] => Jose C. Sison
                    [SectionName] => Opinion
                    [SectionUrl] => opinion
                    [URL] => 
                )

            [8] => Array
                (
                    [ArticleID] => 414459
                    [Title] => GLOBAL NEWS: Citigroup to help at-risk borrowers stay in homes
                    [Summary] => NEW YORK (AP) – Citigroup says it is imposing a moratorium on most foreclosures as part of a series ...
                    [DatePublished] => 2008-11-12 01:00:40
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => 
                    [SectionUrl] => 
                    [URL] => 
                )

            [9] => Array
                (
                    [ArticleID] => 362220
                    [Title] => Non-forum shopping
                    [Summary] => 



To curb the malpractice of a party from instituting two or more actions or proceedings grounded on the same cause with the intention of getting a favorable decision from one or the other courts, the Rules now require that every case filed must be accompanied by a "Certificate of Non-Forum Shopping".
                    [DatePublished] => 2006-10-10 00:00:00
                    [ColumnID] => 133340
                    [Focus] => 0
                    [AuthorID] => 1804883
                    [AuthorName] => Jose C. Sison
                    [SectionName] => Opinion
                    [SectionUrl] => opinion
                    [URL] => 
                )

        )

)

Foreclosure

Array
(
    [results] => Array
        (
            [0] => Array
                (
                    [ArticleID] => 2477968
                    [Title] => Supreme Court nullifies foreclosure, rules bank interest unfair
                    [Summary] => 
In a nine-page decision promulgated on March 3, 2025, penned by Associate Justice Ricardo Rosario, the high court’s Special Third Division granted the motion for reconsideration filed by Editha Ang and Violeta Fernandez over their properties had been foreclosed by United Coconut Planters Bank (UCPB) after they defaulted on a P16 million loan.

                    [DatePublished] => 2025-10-06 16:25:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1807953
                    [AuthorName] => Ian Laqui
                    [SectionName] => Headlines
                    [SectionUrl] => headlines
                    [URL] => https://media.philstar.com/photos/2022/11/28/justice-buildings-52022-08-0921-47-11_2022-11-28_17-04-27_thumbnail.jpg
                )

            [1] => Array
                (
                    [ArticleID] => 2177202
                    [Title] => Protect your assets from foreclosure
                    [Summary] => Many businesses have been forced to reduce operations or worse, shutdown due to the COVID-19 pandemic.
                    [DatePublished] => 2022-04-28 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [2] => Array
                (
                    [ArticleID] => 1291022
                    [Title] => A financial mess to untangle
                    [Summary] => 
I have observed that everyday without fail in the last several months, the classified ads section of each of the city's three daily newspapers carried notices of extra-judicial foreclosure of real estate mortgages. There were instances when all of such publications published a total of more than ten advertisements of public auction sale in one day.

                    [DatePublished] => 2014-02-16 00:00:00
                    [ColumnID] => 135054
                    [Focus] => 0
                    [AuthorID] => 1096513
                    [AuthorName] => Aven Piramide
                    [SectionName] => Freeman Opinion
                    [SectionUrl] => opinion
                    [URL] => 
                )

            [3] => Array
                (
                    [ArticleID] => 900700
                    [Title] => Fewer US homes repossessed by banks in 2012
                    [Summary] => 
Lenders took possession of fewer US homes in 2012 than a year earlier, as the pace of new homes entering the path to foreclosure slowed and banks increasingly opted to allow troubled borrowers to sell their homes for less than what they owed on their mortgage.

                    [DatePublished] => 2013-01-25 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Real Estate
                    [SectionUrl] => real-estate
                    [URL] => 
                )

            [4] => Array
                (
                    [ArticleID] => 727110
                    [Title] => US mortgage default warnings surged in August
                    [Summary] => 
 Banks have stepped up their actions against homeowners who have fallen behind on their mortgage payments, setting the stage for a fresh wave of foreclosures.
                    [DatePublished] => 2011-09-15 08:19:05
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => 
                    [SectionUrl] => 
                    [URL] => 
                )

            [5] => Array
                (
                    [ArticleID] => 724282
                    [Title] => Premature
                    [Summary] => 
Foreclosure of mortgage is valid only when the debtor is in default in the payment of the obligation.
                    [DatePublished] => 2011-09-07 00:00:00
                    [ColumnID] => 133340
                    [Focus] => 0
                    [AuthorID] => 1804883
                    [AuthorName] => Jose C. Sison
                    [SectionName] => Opinion
                    [SectionUrl] => opinion
                    [URL] => 
                )

            [6] => Array
                (
                    [ArticleID] => 646607
                    [Title] => Dow tumbles on weak jobs report
                    [Summary] => 
A disappointing jobs report dragged stocks lower Friday. Banks took a hit after a Massachusetts court upheld a ruling in a foreclosure case against US Bancorp and Wells Fargo & Co. that could lead to more trouble for lenders.
                    [DatePublished] => 2011-01-11 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [7] => Array
                (
                    [ArticleID] => 580226
                    [Title] => Ministerial
                    [Summary] => 
Can a writ of possession of a mortgaged property that has been foreclosed be denied because of questions on the validity of the mortgage or its foreclosure and sale?
                    [DatePublished] => 2010-06-02 00:00:00
                    [ColumnID] => 133340
                    [Focus] => 0
                    [AuthorID] => 1804883
                    [AuthorName] => Jose C. Sison
                    [SectionName] => Opinion
                    [SectionUrl] => opinion
                    [URL] => 
                )

            [8] => Array
                (
                    [ArticleID] => 414459
                    [Title] => GLOBAL NEWS: Citigroup to help at-risk borrowers stay in homes
                    [Summary] => NEW YORK (AP) – Citigroup says it is imposing a moratorium on most foreclosures as part of a series ...
                    [DatePublished] => 2008-11-12 01:00:40
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => 
                    [SectionUrl] => 
                    [URL] => 
                )

            [9] => Array
                (
                    [ArticleID] => 362220
                    [Title] => Non-forum shopping
                    [Summary] => 



To curb the malpractice of a party from instituting two or more actions or proceedings grounded on the same cause with the intention of getting a favorable decision from one or the other courts, the Rules now require that every case filed must be accompanied by a "Certificate of Non-Forum Shopping".
                    [DatePublished] => 2006-10-10 00:00:00
                    [ColumnID] => 133340
                    [Focus] => 0
                    [AuthorID] => 1804883
                    [AuthorName] => Jose C. Sison
                    [SectionName] => Opinion
                    [SectionUrl] => opinion
                    [URL] => 
                )

        )

)

abtest