Array
(
    [results] => Array
        (
            [0] => Array
                (
                    [ArticleID] => 142403
                    [Title] => Pag-IBIG housing guidelines amended
                    [Summary] => In line with the government’s move to make housing within the easy reach of Filipino families, the Pag-IBIG board of trustees recently approved the amendment to the Pag-IBIG Housing Loan Guidelines. The amended guidelines consolidate the provisions under the Expanded Housing Loan Program (EHLP) and the housing program for middle-income and Pag-IBIG overseas members.


                    [DatePublished] => 2001-12-04 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [1] => Array
                (
                    [ArticleID] => 137708
                    [Title] => Lower interest rate for Pag-IBIG housing loan eyed
                    [Summary] => The Pag-IBIG Fund is set to reduce the interest rates on its housing loans to ease the difficulties experienced by its borrowers because of the ongoing global economic slowdown.


Housing and Urban Development Coordinating Council (HUDCC) and Pag-IBIG Fund chairman Michael Defensor said the revised housing loan guidelines that would reduce the interest rates would be presented to the Pag-IBIG board for approval on Oct. 29.


                    [DatePublished] => 2001-10-24 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Headlines
                    [SectionUrl] => headlines
                    [URL] => 
                )

            [2] => Array
                (
                    [ArticleID] => 137495
                    [Title] => NHMFC creates investigating body
                    [Summary] => The National Home Mortgage Finance Corporation (NHMFC) has created a committee to investigate its personnel who are subject of complaints in the performance of their duties in order to uphold the integrity of public service and cleanse its ranks, according to NHMFC president Angelico T. Salud.


The investigation committee is chaired by lawyers Antonio N. de los Reyes, senior vice president; Pamela Felizarta-Yabut, vice president for administration; and Eduardo A. Balauro, as members.


                    [DatePublished] => 2001-10-22 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Real Estate
                    [SectionUrl] => real-estate
                    [URL] => 
                )

            [3] => Array
                (
                    [ArticleID] => 93108
                    [Title] => Pag-Ibig grants P4.4B in loans, benefits in Quarter 1
                    [Summary] => Close to 300,000 Pag-IBIG Fund members took out P4.4-billion-worth of loans and benefits from the housing institutions in the first quarter of the year, Fund officials disclosed recently.


Pag-IBIG Fund chairman Michael Defensor said 261,498 Fund members availed themselves of multi-purpose loans (MPL) with a gross value of P2.696 billion from January to March this year.


The Fund also approved and released more than P1.266 billion for the construction or purchase of 5,989 housing units during the same period.


                    [DatePublished] => 2001-06-25 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [4] => Array
                (
                    [ArticleID] => 95586
                    [Title] => Pag-Ibig grants P4.4B in loans, benefits in Quarter 1
                    [Summary] => Close to 300,000 Pag-IBIG Fund members took out P4.4-billion-worth of loans and benefits from the housing institutions in the first quarter of the year, Fund officials disclosed recently.


Pag-IBIG Fund chairman Michael Defensor said 261,498 Fund members availed themselves of multi-purpose loans (MPL) with a gross value of P2.696 billion from January to March this year.


The Fund also approved and released more than P1.266 billion for the construction or purchase of 5,989 housing units during the same period.


                    [DatePublished] => 2001-06-25 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [5] => Array
                (
                    [ArticleID] => 95310
                    [Title] => Pag-IBIG declares P1.8-B dividends
                    [Summary] => The Pag-IBIG Fund has declared a total of P1.813-billion dividends for year 2000 which shall be credited proportionately to the members’ total accumulated value (TAV) which is made up of the member’s personal contributions and his employer’s counterpart shares and the dividend earnings.


The dividends declared represented 70 percent of the 2000 net income of over P2.590 billion, it was announced by Pag-IBIG president and CEO Manuel C. Crisostomo.


                    [DatePublished] => 2001-05-31 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [6] => Array
                (
                    [ArticleID] => 99565
                    [Title] => Pag-IBIG declares P1.8-B dividends
                    [Summary] => The Pag-IBIG Fund has declared a total of P1.813-billion dividends for year 2000 which shall be credited proportionately to the members’ total accumulated value (TAV) which is made up of the member’s personal contributions and his employer’s counterpart shares and the dividend earnings.


The dividends declared represented 70 percent of the 2000 net income of over P2.590 billion, it was announced by Pag-IBIG president and CEO Manuel C. Crisostomo.


                    [DatePublished] => 2001-05-31 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [7] => Array
                (
                    [ArticleID] => 100445
                    [Title] => Pag-IBIG grants P17.3-B benefits in '99
                    [Summary] => 

Pag-IBIG Fund has granted over P17.33 billion in benefits last year. The amount
covers releases made under the Provident Benefit Program and loans availed of
under the Fund's housing loan programs and the Multi-Purpose Loan Program.

Pag-IBIG has approved and released more than P7.115 billion in housing loans to
individual borrowers and accredited developers last year. The loan amount
covers the construction or purchase of over 33,269 housing units all over the
country. Pag-IBIG president and CEO Ramon P.
                    [DatePublished] => 2000-04-08 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [8] => Array
                (
                    [ArticleID] => 101269
                    [Title] => SHDA, Pag-IBIG agree on P8-B loan releases
                    [Summary] => 

The Subdivision and Housing Developers Association (SHDA) and the Home
Development Mutual Fund (HDMF or Pag-IBIG Fund) have recently signed a
bilateral agreement to facilitate the release of some P8-billion worth of
developer-originated housing loans which have accumulated prior to the
assumption to office of the new Pag-IBIG Fund president and chief executive
officer, Ramon Palma Gil.

The agreement adopts the Contract-to-Sell (CTS) as security for Pag-IBIG
housing loans, which are convertible into a Real Estate Mortgage after the
first two years of the loans, in case the borro
                    [DatePublished] => 2000-01-10 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

        )

)

EXPANDED HOUSING LOAN PROGRAM

Array
(
    [results] => Array
        (
            [0] => Array
                (
                    [ArticleID] => 142403
                    [Title] => Pag-IBIG housing guidelines amended
                    [Summary] => In line with the government’s move to make housing within the easy reach of Filipino families, the Pag-IBIG board of trustees recently approved the amendment to the Pag-IBIG Housing Loan Guidelines. The amended guidelines consolidate the provisions under the Expanded Housing Loan Program (EHLP) and the housing program for middle-income and Pag-IBIG overseas members.


                    [DatePublished] => 2001-12-04 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [1] => Array
                (
                    [ArticleID] => 137708
                    [Title] => Lower interest rate for Pag-IBIG housing loan eyed
                    [Summary] => The Pag-IBIG Fund is set to reduce the interest rates on its housing loans to ease the difficulties experienced by its borrowers because of the ongoing global economic slowdown.


Housing and Urban Development Coordinating Council (HUDCC) and Pag-IBIG Fund chairman Michael Defensor said the revised housing loan guidelines that would reduce the interest rates would be presented to the Pag-IBIG board for approval on Oct. 29.


                    [DatePublished] => 2001-10-24 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Headlines
                    [SectionUrl] => headlines
                    [URL] => 
                )

            [2] => Array
                (
                    [ArticleID] => 137495
                    [Title] => NHMFC creates investigating body
                    [Summary] => The National Home Mortgage Finance Corporation (NHMFC) has created a committee to investigate its personnel who are subject of complaints in the performance of their duties in order to uphold the integrity of public service and cleanse its ranks, according to NHMFC president Angelico T. Salud.


The investigation committee is chaired by lawyers Antonio N. de los Reyes, senior vice president; Pamela Felizarta-Yabut, vice president for administration; and Eduardo A. Balauro, as members.


                    [DatePublished] => 2001-10-22 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Real Estate
                    [SectionUrl] => real-estate
                    [URL] => 
                )

            [3] => Array
                (
                    [ArticleID] => 93108
                    [Title] => Pag-Ibig grants P4.4B in loans, benefits in Quarter 1
                    [Summary] => Close to 300,000 Pag-IBIG Fund members took out P4.4-billion-worth of loans and benefits from the housing institutions in the first quarter of the year, Fund officials disclosed recently.


Pag-IBIG Fund chairman Michael Defensor said 261,498 Fund members availed themselves of multi-purpose loans (MPL) with a gross value of P2.696 billion from January to March this year.


The Fund also approved and released more than P1.266 billion for the construction or purchase of 5,989 housing units during the same period.


                    [DatePublished] => 2001-06-25 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [4] => Array
                (
                    [ArticleID] => 95586
                    [Title] => Pag-Ibig grants P4.4B in loans, benefits in Quarter 1
                    [Summary] => Close to 300,000 Pag-IBIG Fund members took out P4.4-billion-worth of loans and benefits from the housing institutions in the first quarter of the year, Fund officials disclosed recently.


Pag-IBIG Fund chairman Michael Defensor said 261,498 Fund members availed themselves of multi-purpose loans (MPL) with a gross value of P2.696 billion from January to March this year.


The Fund also approved and released more than P1.266 billion for the construction or purchase of 5,989 housing units during the same period.


                    [DatePublished] => 2001-06-25 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [5] => Array
                (
                    [ArticleID] => 95310
                    [Title] => Pag-IBIG declares P1.8-B dividends
                    [Summary] => The Pag-IBIG Fund has declared a total of P1.813-billion dividends for year 2000 which shall be credited proportionately to the members’ total accumulated value (TAV) which is made up of the member’s personal contributions and his employer’s counterpart shares and the dividend earnings.


The dividends declared represented 70 percent of the 2000 net income of over P2.590 billion, it was announced by Pag-IBIG president and CEO Manuel C. Crisostomo.


                    [DatePublished] => 2001-05-31 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [6] => Array
                (
                    [ArticleID] => 99565
                    [Title] => Pag-IBIG declares P1.8-B dividends
                    [Summary] => The Pag-IBIG Fund has declared a total of P1.813-billion dividends for year 2000 which shall be credited proportionately to the members’ total accumulated value (TAV) which is made up of the member’s personal contributions and his employer’s counterpart shares and the dividend earnings.


The dividends declared represented 70 percent of the 2000 net income of over P2.590 billion, it was announced by Pag-IBIG president and CEO Manuel C. Crisostomo.


                    [DatePublished] => 2001-05-31 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [7] => Array
                (
                    [ArticleID] => 100445
                    [Title] => Pag-IBIG grants P17.3-B benefits in '99
                    [Summary] => 

Pag-IBIG Fund has granted over P17.33 billion in benefits last year. The amount
covers releases made under the Provident Benefit Program and loans availed of
under the Fund's housing loan programs and the Multi-Purpose Loan Program.

Pag-IBIG has approved and released more than P7.115 billion in housing loans to
individual borrowers and accredited developers last year. The loan amount
covers the construction or purchase of over 33,269 housing units all over the
country. Pag-IBIG president and CEO Ramon P.
                    [DatePublished] => 2000-04-08 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [8] => Array
                (
                    [ArticleID] => 101269
                    [Title] => SHDA, Pag-IBIG agree on P8-B loan releases
                    [Summary] => 

The Subdivision and Housing Developers Association (SHDA) and the Home
Development Mutual Fund (HDMF or Pag-IBIG Fund) have recently signed a
bilateral agreement to facilitate the release of some P8-billion worth of
developer-originated housing loans which have accumulated prior to the
assumption to office of the new Pag-IBIG Fund president and chief executive
officer, Ramon Palma Gil.

The agreement adopts the Contract-to-Sell (CTS) as security for Pag-IBIG
housing loans, which are convertible into a Real Estate Mortgage after the
first two years of the loans, in case the borro
                    [DatePublished] => 2000-01-10 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

        )

)

abtest