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                    [ArticleID] => 103315
                    [Title] => Unsubstantiated refusal - A Law Each Day (Keeps Trouble Away)
                    [Summary] => 

A claim for insurance may be denied on the ground of non-disclosure or
concealment of a fact material to the risk insured against. This is one of the
issues raised in this case.

This case started when Dr. Artemio, a physician applied for membership in the
group life insurance plan of an insurance Company which has a contract with a
Development Bank to insure the lives of eligible housing loan mortgagors of
said bank. Dr. Artemio then had a housing loan with the said bank.

In his application for membership in the group life insurance, Dr.
                    [DatePublished] => 2000-03-29 00:00:00
                    [ColumnID] => 133340
                    [Focus] => 0
                    [AuthorID] => 1804883
                    [AuthorName] => Jose C. Sison
                    [SectionName] => Opinion
                    [SectionUrl] => opinion
                    [URL] => 
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)

DR. ARTEMIO

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                    [ArticleID] => 103315
                    [Title] => Unsubstantiated refusal - A Law Each Day (Keeps Trouble Away)
                    [Summary] => 

A claim for insurance may be denied on the ground of non-disclosure or
concealment of a fact material to the risk insured against. This is one of the
issues raised in this case.

This case started when Dr. Artemio, a physician applied for membership in the
group life insurance plan of an insurance Company which has a contract with a
Development Bank to insure the lives of eligible housing loan mortgagors of
said bank. Dr. Artemio then had a housing loan with the said bank.

In his application for membership in the group life insurance, Dr.
                    [DatePublished] => 2000-03-29 00:00:00
                    [ColumnID] => 133340
                    [Focus] => 0
                    [AuthorID] => 1804883
                    [AuthorName] => Jose C. Sison
                    [SectionName] => Opinion
                    [SectionUrl] => opinion
                    [URL] => 
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abtest

Unsubstantiated refusal - A Law Each Day (Keeps Trouble Away)

By A LAW EACH DAY (KEEPS TROUBLE AWAY) | By Jose C. Sison | March 29, 2000 - 12:00am

A claim for insurance may be denied on the ground of non-disclosure or concealment of a fact material to the risk insured against. This is one of the issues raised in this case. This case started when Dr. Artemio,...

Opinion