Array
(
    [results] => Array
        (
            [0] => Array
                (
                    [ArticleID] => 2481516
                    [Title] => Fintech firms drive surge in bite-sized loans — CIBI
                    [Summary] => 
Short-term loans with smaller borrowing amounts have increasingly become a prevailing trend among Filipino borrowers, reflecting a growing preference for manageable repayment periods and reduced financial commitments, according to CIBI Information Inc.

                    [DatePublished] => 2025-10-22 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1808493
                    [AuthorName] => Marco Luis Beech
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2025/10/21/14_2025-10-21_18-36-0735_thumbnail.jpg
                )

            [1] => Array
                (
                    [ArticleID] => 2434224
                    [Title] => CIBI inks deal with Korean firms to boost cross-border credit access
                    [Summary] => 
CIBI Information Inc. has partnered with South Korean financial services firms to establish a cross-border credit linkage system.

                    [DatePublished] => 2025-04-08 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1808134
                    [AuthorName] => Keisha Ta-Asan
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [2] => Array
                (
                    [ArticleID] => 2396455
                    [Title] => Arellano named new CIBI CEO
                    [Summary] => CIBI Information Inc., the country’s pioneering local credit bureau, has announced the appointment of Pia Arellano as its new president and chief executive officer to lead its next phase of growth and innovation.
                    [DatePublished] => 2024-10-31 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1808134
                    [AuthorName] => Keisha Ta-Asan
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [3] => Array
                (
                    [ArticleID] => 594994
                    [Title] => Unfair collection tactics
                    [Summary] => Last week’s column on unethical collection practices drew a lot of reactions and rejoinders from my readers.
                    [DatePublished] => 2010-07-21 00:00:00
                    [ColumnID] => 133814
                    [Focus] => 0
                    [AuthorID] => 1288710
                    [AuthorName] => Ed F. Limtingco
                    [SectionName] => Freeman Cebu Business
                    [SectionUrl] => cebu-business
                    [URL] => 
                )

            [4] => Array
                (
                    [ArticleID] => 589098
                    [Title] => The Aquino Cabinet
                    [Summary] => 
In presenting his Cabinet choices to the media last Tuesday, President Aquino described them as “the best for the posts” he is asking them to fill.
                    [DatePublished] => 2010-07-02 00:00:00
                    [ColumnID] => 134149
                    [Focus] => 0
                    [AuthorID] => 1804944
                    [AuthorName] => Roberto R. Romulo
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [5] => Array
                (
                    [ArticleID] => 582389
                    [Title] => Effective collection Management
                    [Summary] => Almost all bad account receivables are caused by negligence; either of commission or omission.
                    [DatePublished] => 2010-06-09 00:00:00
                    [ColumnID] => 133814
                    [Focus] => 0
                    [AuthorID] => 1288710
                    [AuthorName] => Ed F. Limtingco
                    [SectionName] => Freeman Cebu Business
                    [SectionUrl] => cebu-business
                    [URL] => 
                )

            [6] => Array
                (
                    [ArticleID] => 457392
                    [Title] => How to improve collecting past due accounts
                    [Summary] => 
Collecting past due accounts can be very frustrating. More often that not, this can give the company so much headaches and can cause serious cash flow problems.
                    [DatePublished] => 2009-04-15 00:00:00
                    [ColumnID] => 133814
                    [Focus] => 0
                    [AuthorID] => 1288710
                    [AuthorName] => Ed F. Limtingco
                    [SectionName] => Freeman Cebu Business
                    [SectionUrl] => cebu-business
                    [URL] => 
                )

            [7] => Array
                (
                    [ArticleID] => 79057
                    [Title] => How can I collect my past due accounts?
                    [Summary] => 
            
                    [DatePublished] => 2008-08-13 00:00:00
                    [ColumnID] => 133813
                    [Focus] => 0
                    [AuthorID] => 1288710
                    [AuthorName] => Ed F. Limtingco
                    [SectionName] => Freeman Cebu Business
                    [SectionUrl] => cebu-business
                    [URL] => 
                )

            [8] => Array
                (
                    [ArticleID] => 68324
                    [Title] => What if my debtor is now unemployed?
                    [Summary] => 
            
                    [DatePublished] => 2008-06-18 00:00:00
                    [ColumnID] => 133813
                    [Focus] => 0
                    [AuthorID] => 1288710
                    [AuthorName] => Ed F. Limtingco
                    [SectionName] => Freeman Cebu Business
                    [SectionUrl] => cebu-business
                    [URL] => 
                )

            [9] => Array
                (
                    [ArticleID] => 32860
                    [Title] => Benefits from credit bureau (Part 2)
                    [Summary] => 
            
                    [DatePublished] => 2007-12-12 00:00:00
                    [ColumnID] => 133881
                    [Focus] => 0
                    [AuthorID] => 1288855
                    [AuthorName] => Edd Uytingco
                    [SectionName] => Freeman Cebu Business
                    [SectionUrl] => cebu-business
                    [URL] => 
                )

        )

)

CIBI

Array
(
    [results] => Array
        (
            [0] => Array
                (
                    [ArticleID] => 2481516
                    [Title] => Fintech firms drive surge in bite-sized loans — CIBI
                    [Summary] => 
Short-term loans with smaller borrowing amounts have increasingly become a prevailing trend among Filipino borrowers, reflecting a growing preference for manageable repayment periods and reduced financial commitments, according to CIBI Information Inc.

                    [DatePublished] => 2025-10-22 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1808493
                    [AuthorName] => Marco Luis Beech
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2025/10/21/14_2025-10-21_18-36-0735_thumbnail.jpg
                )

            [1] => Array
                (
                    [ArticleID] => 2434224
                    [Title] => CIBI inks deal with Korean firms to boost cross-border credit access
                    [Summary] => 
CIBI Information Inc. has partnered with South Korean financial services firms to establish a cross-border credit linkage system.

                    [DatePublished] => 2025-04-08 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1808134
                    [AuthorName] => Keisha Ta-Asan
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [2] => Array
                (
                    [ArticleID] => 2396455
                    [Title] => Arellano named new CIBI CEO
                    [Summary] => CIBI Information Inc., the country’s pioneering local credit bureau, has announced the appointment of Pia Arellano as its new president and chief executive officer to lead its next phase of growth and innovation.
                    [DatePublished] => 2024-10-31 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1808134
                    [AuthorName] => Keisha Ta-Asan
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [3] => Array
                (
                    [ArticleID] => 594994
                    [Title] => Unfair collection tactics
                    [Summary] => Last week’s column on unethical collection practices drew a lot of reactions and rejoinders from my readers.
                    [DatePublished] => 2010-07-21 00:00:00
                    [ColumnID] => 133814
                    [Focus] => 0
                    [AuthorID] => 1288710
                    [AuthorName] => Ed F. Limtingco
                    [SectionName] => Freeman Cebu Business
                    [SectionUrl] => cebu-business
                    [URL] => 
                )

            [4] => Array
                (
                    [ArticleID] => 589098
                    [Title] => The Aquino Cabinet
                    [Summary] => 
In presenting his Cabinet choices to the media last Tuesday, President Aquino described them as “the best for the posts” he is asking them to fill.
                    [DatePublished] => 2010-07-02 00:00:00
                    [ColumnID] => 134149
                    [Focus] => 0
                    [AuthorID] => 1804944
                    [AuthorName] => Roberto R. Romulo
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [5] => Array
                (
                    [ArticleID] => 582389
                    [Title] => Effective collection Management
                    [Summary] => Almost all bad account receivables are caused by negligence; either of commission or omission.
                    [DatePublished] => 2010-06-09 00:00:00
                    [ColumnID] => 133814
                    [Focus] => 0
                    [AuthorID] => 1288710
                    [AuthorName] => Ed F. Limtingco
                    [SectionName] => Freeman Cebu Business
                    [SectionUrl] => cebu-business
                    [URL] => 
                )

            [6] => Array
                (
                    [ArticleID] => 457392
                    [Title] => How to improve collecting past due accounts
                    [Summary] => 
Collecting past due accounts can be very frustrating. More often that not, this can give the company so much headaches and can cause serious cash flow problems.
                    [DatePublished] => 2009-04-15 00:00:00
                    [ColumnID] => 133814
                    [Focus] => 0
                    [AuthorID] => 1288710
                    [AuthorName] => Ed F. Limtingco
                    [SectionName] => Freeman Cebu Business
                    [SectionUrl] => cebu-business
                    [URL] => 
                )

            [7] => Array
                (
                    [ArticleID] => 79057
                    [Title] => How can I collect my past due accounts?
                    [Summary] => 
            
                    [DatePublished] => 2008-08-13 00:00:00
                    [ColumnID] => 133813
                    [Focus] => 0
                    [AuthorID] => 1288710
                    [AuthorName] => Ed F. Limtingco
                    [SectionName] => Freeman Cebu Business
                    [SectionUrl] => cebu-business
                    [URL] => 
                )

            [8] => Array
                (
                    [ArticleID] => 68324
                    [Title] => What if my debtor is now unemployed?
                    [Summary] => 
            
                    [DatePublished] => 2008-06-18 00:00:00
                    [ColumnID] => 133813
                    [Focus] => 0
                    [AuthorID] => 1288710
                    [AuthorName] => Ed F. Limtingco
                    [SectionName] => Freeman Cebu Business
                    [SectionUrl] => cebu-business
                    [URL] => 
                )

            [9] => Array
                (
                    [ArticleID] => 32860
                    [Title] => Benefits from credit bureau (Part 2)
                    [Summary] => 
            
                    [DatePublished] => 2007-12-12 00:00:00
                    [ColumnID] => 133881
                    [Focus] => 0
                    [AuthorID] => 1288855
                    [AuthorName] => Edd Uytingco
                    [SectionName] => Freeman Cebu Business
                    [SectionUrl] => cebu-business
                    [URL] => 
                )

        )

)

abtest