Array
(
    [results] => Array
        (
            [0] => Array
                (
                    [ArticleID] => 1953780
                    [Title] => Borrowers’ credit score now accessible
                    [Summary] => Filipino borrowers can now obtain a copy of credit data and other relevant information in the country’s central credit registry and repository of credit information, the Credit Information Corp. (CIC) said.
                    [DatePublished] => 2019-09-22 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1097197
                    [AuthorName] => Lawrence Agcaoili
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2019/09/21/bus4-borrower-depositor-bank_2019-09-21_19-03-3023_thumbnail.jpg
                )

            [1] => Array
                (
                    [ArticleID] => 1548638
                    [Title] => CTBC Bank taps M. Lhuillier
                    [Summary] => 
The CTBC Bank (Philippines) Corp. and M. Lhuillier Financial Services Inc. has  forged a memorandum of agreement (MOA) recently opening more and better payment and collection options for the clients of both institutions.

                    [DatePublished] => 2016-02-02 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Banking
                    [SectionUrl] => banking
                    [URL] => 
                )

            [2] => Array
                (
                    [ArticleID] => 1434717
                    [Title] => Quedancor offers amnesty to all borrowers
                    [Summary] => 
To help its nationwide borrowers pay their overdue loans under its credit programs, Quedancor now offers the Quedancor Amnesty Program (QAP) with full condonation of surcharges and penalties and repriced interest rate.

                    [DatePublished] => 2015-03-18 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [3] => Array
                (
                    [ArticleID] => 1406983
                    [Title] => 4,000 GSIS members restructure housing loans
                    [Summary] => 
The Government Service Insurance System said more than 4,000 of its members had already restructured their housing loan accounts with an estimated value of  around P1.9 billion.

                    [DatePublished] => 2014-12-28 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1804021
                    [AuthorName] => Zinnia B. Dela Peña
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [4] => Array
                (
                    [ArticleID] => 1362625
                    [Title] => State-owned financing firm offers loan fund for MSMEs
                    [Summary] => 
Government-owned financial institution, SB Corporation has financially reached out to the micro, small and busines entrepreneurs specifically in Cebu, to offer a chunk of  the P4 billion direct loan facility.

                    [DatePublished] => 2014-08-28 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1298072
                    [AuthorName] => Ehda Dagooc
                    [SectionName] => Freeman Cebu Business
                    [SectionUrl] => cebu-business
                    [URL] => 
                )

            [5] => Array
                (
                    [ArticleID] => 1308492
                    [Title] => BFS puts roof over heads of 100T Filipinos
                    [Summary] => 
When residential home loans become delinquent, borrowers are hard put to resolve their accounts to avoid spiralling penalty and interest.

                    [DatePublished] => 2014-04-04 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Real Estate
                    [SectionUrl] => real-estate
                    [URL] => http://media.philstar.com/images/the-philippine-star/business/real-estate/20140404/bfs.jpg
                )

            [6] => Array
                (
                    [ArticleID] => 1277763
                    [Title] => GSIS extends deadline for housing loan restructuring
                    [Summary] => 
The Government Service Insurance System (GSIS) has extended the deadline for its housing loan restructuring program by another six months or until June this year.

                    [DatePublished] => 2014-01-12 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1804021
                    [AuthorName] => Zinnia B. Dela Peña
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [7] => Array
                (
                    [ArticleID] => 1237331
                    [Title] => SCBP provides P80 M for microfinance
                    [Summary] => 
Standard Chartered Bank of the Philippines (SCBP) and microfinance institution ASA Philippines Foundation Inc. (ASA) has signed a credit facility agreement amounting to P80 million to support the development of micro-enterprises in the Philippines. In addition to providing financial services, ASA also provides business skills training and marketing support to qualified clients.

                    [DatePublished] => 2013-09-24 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Banking
                    [SectionUrl] => banking
                    [URL] => 
                )

            [8] => Array
                (
                    [ArticleID] => 922403
                    [Title] => Gov't urged to end '5-6' practices
                    [Summary] => 
Senatorial bet Eddie Villanueva on Thursday said the government should institute a policy to end the culture of  “kapit sa patalim (gripping the knife’s edge)” that is so prevalent among poor Filipinos by putting a stop to "5-6" and other unconscionable lending practices.

                    [DatePublished] => 2013-03-21 15:29:27
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Nation
                    [SectionUrl] => nation
                    [URL] => 
                )

            [9] => Array
                (
                    [ArticleID] => 848110
                    [Title] => SSS to condone unpaid loans
                    [Summary] => 
The Social Security System in Cebu is urging delinquent loan borrowers to avail of their ongoing loan amnesty program, which will end at the end of the month.
                    [DatePublished] => 2012-09-12 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 1526426
                    [AuthorName] => Mitchelle L. Palaubsanon
                    [SectionName] => Cebu News
                    [SectionUrl] => cebu-news
                    [URL] => 
                )

        )

)

borrowers

Array
(
    [results] => Array
        (
            [0] => Array
                (
                    [ArticleID] => 1953780
                    [Title] => Borrowers’ credit score now accessible
                    [Summary] => Filipino borrowers can now obtain a copy of credit data and other relevant information in the country’s central credit registry and repository of credit information, the Credit Information Corp. (CIC) said.
                    [DatePublished] => 2019-09-22 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1097197
                    [AuthorName] => Lawrence Agcaoili
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2019/09/21/bus4-borrower-depositor-bank_2019-09-21_19-03-3023_thumbnail.jpg
                )

            [1] => Array
                (
                    [ArticleID] => 1548638
                    [Title] => CTBC Bank taps M. Lhuillier
                    [Summary] => 
The CTBC Bank (Philippines) Corp. and M. Lhuillier Financial Services Inc. has  forged a memorandum of agreement (MOA) recently opening more and better payment and collection options for the clients of both institutions.

                    [DatePublished] => 2016-02-02 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Banking
                    [SectionUrl] => banking
                    [URL] => 
                )

            [2] => Array
                (
                    [ArticleID] => 1434717
                    [Title] => Quedancor offers amnesty to all borrowers
                    [Summary] => 
To help its nationwide borrowers pay their overdue loans under its credit programs, Quedancor now offers the Quedancor Amnesty Program (QAP) with full condonation of surcharges and penalties and repriced interest rate.

                    [DatePublished] => 2015-03-18 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [3] => Array
                (
                    [ArticleID] => 1406983
                    [Title] => 4,000 GSIS members restructure housing loans
                    [Summary] => 
The Government Service Insurance System said more than 4,000 of its members had already restructured their housing loan accounts with an estimated value of  around P1.9 billion.

                    [DatePublished] => 2014-12-28 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1804021
                    [AuthorName] => Zinnia B. Dela Peña
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [4] => Array
                (
                    [ArticleID] => 1362625
                    [Title] => State-owned financing firm offers loan fund for MSMEs
                    [Summary] => 
Government-owned financial institution, SB Corporation has financially reached out to the micro, small and busines entrepreneurs specifically in Cebu, to offer a chunk of  the P4 billion direct loan facility.

                    [DatePublished] => 2014-08-28 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1298072
                    [AuthorName] => Ehda Dagooc
                    [SectionName] => Freeman Cebu Business
                    [SectionUrl] => cebu-business
                    [URL] => 
                )

            [5] => Array
                (
                    [ArticleID] => 1308492
                    [Title] => BFS puts roof over heads of 100T Filipinos
                    [Summary] => 
When residential home loans become delinquent, borrowers are hard put to resolve their accounts to avoid spiralling penalty and interest.

                    [DatePublished] => 2014-04-04 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Real Estate
                    [SectionUrl] => real-estate
                    [URL] => http://media.philstar.com/images/the-philippine-star/business/real-estate/20140404/bfs.jpg
                )

            [6] => Array
                (
                    [ArticleID] => 1277763
                    [Title] => GSIS extends deadline for housing loan restructuring
                    [Summary] => 
The Government Service Insurance System (GSIS) has extended the deadline for its housing loan restructuring program by another six months or until June this year.

                    [DatePublished] => 2014-01-12 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1804021
                    [AuthorName] => Zinnia B. Dela Peña
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [7] => Array
                (
                    [ArticleID] => 1237331
                    [Title] => SCBP provides P80 M for microfinance
                    [Summary] => 
Standard Chartered Bank of the Philippines (SCBP) and microfinance institution ASA Philippines Foundation Inc. (ASA) has signed a credit facility agreement amounting to P80 million to support the development of micro-enterprises in the Philippines. In addition to providing financial services, ASA also provides business skills training and marketing support to qualified clients.

                    [DatePublished] => 2013-09-24 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Banking
                    [SectionUrl] => banking
                    [URL] => 
                )

            [8] => Array
                (
                    [ArticleID] => 922403
                    [Title] => Gov't urged to end '5-6' practices
                    [Summary] => 
Senatorial bet Eddie Villanueva on Thursday said the government should institute a policy to end the culture of  “kapit sa patalim (gripping the knife’s edge)” that is so prevalent among poor Filipinos by putting a stop to "5-6" and other unconscionable lending practices.

                    [DatePublished] => 2013-03-21 15:29:27
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Nation
                    [SectionUrl] => nation
                    [URL] => 
                )

            [9] => Array
                (
                    [ArticleID] => 848110
                    [Title] => SSS to condone unpaid loans
                    [Summary] => 
The Social Security System in Cebu is urging delinquent loan borrowers to avail of their ongoing loan amnesty program, which will end at the end of the month.
                    [DatePublished] => 2012-09-12 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 1526426
                    [AuthorName] => Mitchelle L. Palaubsanon
                    [SectionName] => Cebu News
                    [SectionUrl] => cebu-news
                    [URL] => 
                )

        )

)

abtest