Insurance Investment Tips for Financial-savvy Pinoys

MANILA, Philippines - Investing in your future need not cost you an arm and a leg nor should it be complicated if you equip yourself with the right information. Life insurance firm Manulife Philippines shares practical tips on alternative ways to invest your money through its Affluence product line.

For those who are thinking of a practical investment, Manulife’s Affluence product line allows policyholders to enjoy the security of having life insurance while also seeing their money grow through long-term investments. The Affluence products offer a range of variable life investment funds that give customers the opportunity to earn competitive yields over the long-term while also being provided with ample insurance protection.

Peso Bond Fund – looking for an investment that is stable and has long-term growth potential? The Peso Bond Fund invests in government securities, high-quality corporate debt securities, and/or in pooled fund/s that invest in these securities and other liquid fixed income instruments. This may be appropriate for those who have a conservative investment mindset.

Peso Equity Fund – interested in investing your money in stocks? The Peso Equity Fund seeks to achieve long-term capital appreciation by investing in stocks listed on the Philippine Stock Exchange and/or in pooled fund/s that invest in these securities and other liquid fixed income instruments. If you know how the stock market works and if you are willing and able to ride out the volatility of the local stock market over the long-term, this may be an investment option for you given its potential to yield great rewards in the long run.

Peso Stable Fund – invest your hard-earned money in something that has long-term growth potential. Similar to the Peso Bond Fund, this Fund invests in government securities, high-quality corporate debt securities, government securities, and/or in pooled fund/s that invest in these securities and other liquid fixed income instruments. However, unlike the Peso Bond Fund, 20 percent of subscriptions to this Fund are invested in stocks listed on the Philippine Stock Exchange to provide an additional source of potential yield enhancement

US Dollar Bond Fund – achieve stable and long-term growth by investing in USD denominated sovereign and corporate debt securities and/or in pooled fund/s that invest in these securities and other liquid fixed income instruments.

With over 100 years experience in the insurance industry, Manulife Philippines has grown to become one of the leading life insurance companies in the country. Manulife Philippines is a wholly-owned domestic subsidiary of Manulife Financial Corporation, among the world’s largest, North America's second largest and Canada’s largest life insurance company by market capitalization.

Manulife Financial is a leading Canadian-based financial services group operating in 22 countries and territories worldwide. For more than 120 years, clients have looked to Manulife for strong, reliable, trustworthy and forward-thinking solutions for their most significant financial decisions. Our international network of employees, agents and distribution partners offers financial protection and wealth management products and services to millions of clients. We provide asset management services to institutional customers worldwide as well as reinsurance solutions, specializing in life and property and casualty retrocession. Funds under management by Manulife Financial and its subsidiaries were Cdn$454 billion (US$428 billion) as of June 30, 2010. The company operates as Manulife Financial in Canada and Asia and primarily as John Hancock in the United States. Manulife Financial Corporation trades as ‘MFC’ on the TSX, NYSE and PSE, and under ‘945’ on the SEHK. Manulife Financial can be found on the internet at www.manulife.com.