MANILA, Philippines – Sterling Bank of Asia is offering the ShopNPay Gift Card a novel and innovative re-loadable prepaid card. The gift card can be acquired without having to open an account with the bank. Card loading is also made flexible via over-the-counter transactions or through transfer funds from existing Sterling Bank or at any BancNet ATMs or through BacNetOnline. The loaded amount can range from P100 to P10,000 per card. It allows for greater choice and convenient as it can be accessed at over 29 million Visa accepting merchants around the world and over 1,700 BancNet POS merchants domestically. It can also be used as an ATM, for online banking through BancNetonline and for mobile banking.