MANILA, Philippines - There’s an instrument that is considered the greatest democratizer in investing. You can start with just P5,000. But since this is not common knowledge, many are skeptical about it. Interested to know more about mutual funds? Colayco Foundation for Education (CFE), Inc. presents “Investability: Mutual Fund”, a seminar on how to understand investment instrument better on May 21, 2 p.m.-5 p.m. at the Social Hall, 7th floor, Citystate Center Condominium, 709 Show Blvd., Pasig City. This is an ownership type of investment which yields high returns (64 percent in 2010) but are high risk as well (40 percent in 2008). CFE is the first, most experienced and most effective in teaching personal finance. It aims to help close the widening poverty gap, stimulate entrepreneurship and wealth creation through financial education. Other CFE seminars are “Pera Mo, Palaguin Mo!” Workshop on June 11, which will equip the attendees the skills to make a personal financial plan to build wealth; about the ‘Stock Market, Investability: The Stock Market’ on June 25, 2 p.m.; ‘Fixed Income Instruments and Analyzing Stocks”. For details, call tel. 6373731/63272741/6314446/email info@colaycofoundation.com. Register early and avail of early bird discounts. There is also group discounts. For more information about Colayco Foundation, visit www.colaycofoundation.com and download your free e-book.