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A Reflection on 'The Breaks of the Game: Ateneo-La Salle 2014'
by Lester Yee, contributing columnist - August 18, 2014 - 11:49am
In the end, the question I am asking is this: If we allow this institution called “Breaks of the game” to persist because it is inherently part of university basketball, without taking steps as administrators,...
Blog: Demand-Side Economics of Ateneo-La Salle UAAP Tickets
by Lester Yee, contributing columnist - July 26, 2014 - 2:52pm
Much has been written about the outcome of the latest Ateneo-La Salle match-up in Araneta, where a packed crowd of blue and green was treated to consecutive fourth quarter Kiefer Ravena triples, which helped seal...
Blog: Profit and Sustainability
by Lester Yee, contributing columnist - May 26, 2014 - 4:43pm
I have personally experienced the aversion of welfare workers to the concept of profit. While teaching management analysis for the masters program of the Development Academy of the Philippines for the Doctors to...
Blog: Financial Literacy Caravans
by Lester Yee, contributing columnist - May 24, 2014 - 8:40pm
Last 2013, I was fortunate enough to have been invited as part of the pool of speakers of an organization called Junior Confederation of Finance Associations – Philippines. This student organization is an alliance...
Project Laan: Fighting Poverty through Health
by Lester Yee, contributing columnist - May 22, 2014 - 1:50pm
For families earning just enough to meet daily needs, a medical emergency can be the spark that leads to debt, which can lead to financial ruin. This medical emergency comes in many forms: caesarean delivery, freak...
Blog: Inefficiency and the Financial Cost to the Philippine Economy
by Lester Yee, contributing columnist - May 21, 2014 - 5:01pm
There are many other small leakages in the Philippine economy, which can be solved if people and institutions were only more considerate.
Blog: Why I still believe in saving in a bank
by Lester Yee, contributing columnist - May 20, 2014 - 6:19pm
Thirty years ago, I heard that interest rates from the banking system were about 20% per year. Back then, it seemed to make perfect sense to deposit money in the bank. As discussed before, interest is the price of...
Dealing with Debt
by Lester Yee, contributing columnist - May 19, 2014 - 2:56pm
Let’s say that when you read this article, you are already buried in debt. Your credit card bill is already very high, and you receive calls left and right from the bank or from collection agencies. You racked...
Wais sa Pera, Wais sa Buhay
by Lester Yee, contributing columnist - May 16, 2014 - 1:43pm
I have always believed in the necessity of financial literacy, among communities and even in educational institutions. In fact, it is part of my advocacy to make Finance a subject taught in Junior or Senior High...
Understanding the Power of Credit Cards
by Lester Yee, contributing columnist - May 15, 2014 - 3:13pm
Credit card debt is by far one of the biggest problems of many Filipinos. According to statistics compiled by the Bangko Sentral ng Pilipinas, total credit card debt in the Philippine banking system has totaled Php157.394...
Vested Interests
by Lester Yee, contributing columnist - May 14, 2014 - 4:28pm
As I discussed last time, money has a price, and this price is called interest. When you borrow money from a bank, a micro-financing institution or an informal money lender, you have to pay interest. However, interest...
Interest: The Price of Money
by Lester Yee, contributing columnist - May 13, 2014 - 11:23am
Money has a price.
Personal Debt
by Lester Yee, contributing columnist - May 12, 2014 - 10:52am
Many Filipinos are literally saddled with debt. As such, debt has been viewed negatively. Being in debt connotes a burden, and being buried in debt has a similar connotation as being buried six feet under. However,...
Of Goose and Gold: The Illiquidity Trap
by Lester Yee, contributing columnist - May 9, 2014 - 4:19pm
Last time, we talked about the possibility of a goose that can lay golden eggs, in the form of passive income. This goose comes about from the discipline and hard work of saving. Thus, it was argued that savings...
Of Goose and Gold (Part 1)
by Lester Yee, contributing columnist - May 8, 2014 - 11:54am
Many of you may have heard of the story of the goose that lays the golden eggs. The farmer thought that if he killed the goose, he would be able to get all the golden eggs inside. So the farmer did kill the goose,...
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