MANILA, Philippines - Philippine National Bank (PNB) is offering the Kabuhayan SME Franchise Loan which gives borrower the freedom to finance his own franchise business. Borrow as much as P10 million payable up to five years to jumpstart the franchise or expand existing business. The PNB Kabuhayan SME Franchise Loan also provides very easy repayment terms and allows the borrower to pay only for interest charges up to one year depending on the cash flow. PNB recently became a member of the Philippine Franchise Association (PFA) and this loan offering is a testament to PNB’s commitment to supporting the small and medium enterprises (SMEs). As one of the leading commercial banks in the country, PNB operates 328 domestic branches as well as 108 international branches. For inquiries on the PNB Kabuhayan SME franchise loan, call 526-3323, 573-4443, 573-4564; send an email to kabuhayan@pnb.com.ph; or visit www.pnb.com.ph/kabuhayan for more information and downloadable application forms.