MANILA, Philippines - The Bangko Sentral ng Pilipinas (BSP) has plans to mandate banks that take more risks than others to put up more capital.
These banks will have to maintain a capital adequacy ratio (CAR) higher than minimum required from their more conservative counterparts.
Conversely, more conservative banks may be allowed to have a CAR lower than the current 10 percent minimum imposed by the BSP on all local banks.